5346 Lester River Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 5346 Lester River Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,386 sqft · built 1982
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$409,000 (Jul 2025)
Tax Bill	$3,596 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`415-0010-04135`

Property Details

APN / Parcel Number

Primary APN	`415-0010-04135`
Alternative APNs	`1022535` `1185059`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,386 sqft Gross Area
1st Floor Area	100 sqft
Basement Area	504 sqft
Finished Basement	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	594 sqft

Exterior Amenities

Porch	Porch
Porch Area	276 sqft
Deck Area	54 sqft
Storage Building	240 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1185059
Street Address	5346 LESTER RIVER RD
City	DULUTH
State	MN
Zip	55804-2830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	N1/2 OF N1/2 OF SW1/4 OF SW1/4 SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	15
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2020
Census Tract	10500

Owner

Source: St. Louis County records · APN 415-0010-04135

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5346 LESTER RIVER RD, DULUTH, MN 55804-2830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Aug 02, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 02, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 21, 2025 · Amount on Record
Deed Sale	Jul 21, 2025 · Amount on Record
Deed Document Number	20251514075
Prior Transfer Date	Jul 11, 2019
Prior Transfer Doc	0001359911
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5346 LESTER RIVER RD, DULUTH, MN 55804-2830
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001427326
Date	Oct 14, 2021
Instrument	1427326

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 02, 2019
Property Address	5346 LESTER RIVER RD, DULUTH, MN 55804-2830
Document Number	00A1359911
Instrument Date	Jul 11, 2019
Instrument	A1359911
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	14 HOWARD GNESEN RD DULUTH MN 558111612, DULUTH, MN 55811-1612

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 02, 2019
Property Address	5346 LESTER RIVER RD, DULUTH, MN 55804-2830
Document Number	00A1359912
Instrument Date	Jul 11, 2019
Instrument	A1359912
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 HOWARD GNESEN RD DULUTH MN 558111612, DULUTH, MN 55811-1612

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,596.00 (+6.26%) Homeowner's exemption
2025	$3,384.00 (-0.47%) Homeowner's exemption	$370,000 (+18.7%) Land $113,000 Building $257,000	$370,000 (+18.7%) Land $113,000 Building $257,000
2024	$3,400.00	$311,700 (+2.13%) Land $104,300 Building $207,400	$311,700 (+2.13%) Land $104,300 Building $207,400
2022		$305,200 Land $99,500 Building $205,700	$305,200 Land $99,500 Building $205,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Fiber	2,000 / 1,000
Starlink Satellite	280 / 30

Based on FCC filings for 4 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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