Talbot County property record for 5480 Windward Dr, Tilghman, MD 21671
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,936 sqft · built 1973 |
| Lot Size | 0.713 acres (31,065 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $595,000 (Jun 2011) |
| Tax Bill | $5,592 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-187656 |
| Primary APN | 05-187656 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,936 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 31,065 sqft (0.713 acres) |
| Lot Dimensions | 327 ft deep x 95 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 800 sqft |
| Porch | Slab |
| Porch Area | 192 sqft |
| Deck Area | 72 sqft |
| Shed | 1 Shed |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 187656 |
|---|---|
| Street Address | 5480 WINDWARD DR |
| City | TILGHMAN |
| State | MD |
| Zip | 21671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 SEC 1-95X327 W/S BLACK WALNUT PT RD TILGHMAN ISLAND BEACH |
| Legal Subdivision | TILGHMAN ISLAND BEACH |
| Legal Lot Number | 2 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 5, BAY HUNDRED |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 960800 |
Source: Talbot County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 1/2 DUTTON AVE, CATONSVILLE, MD 21228-4915 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2011 · Amount on Record |
| Deed Sale | Jun 14, 2011 · Amount on Record |
| Prior Sale | Jun 14, 2011 · Amount on Record |
| Deed Document Number | 20111899/0175 |
| Deed Book / Page | 1899 / 175 |
| Last Transfer Date | Feb 11, 2021 |
| Transfer Doc | 0028080444 |
| Record Updated | Oct 29, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Feb 17, 2021 |
| Property Address | 5480 WINDWARD DR, TILGHMAN, MD 21671 |
| Document Number | 0028080444 |
| Book / Page | 2808 / 444 |
| Map Reference | LB 23 FO 14 |
| Instrument Date | Feb 11, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | EVERGREEN TITLE COMPANY INC., EVERGREEN TITLE COMPANY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 792 GLEN AVE, ELLICOTT CITY, MD 21043-4714 |
| Document Number | 0002808449 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2808/449 |
| Name | GREENWAY FUNDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,592.00 (+6.86%) | $606,600 (+5.15%) | $666,000 (+15.44%) Land $378,800 Building $287,200 |
| 2025 | $5,233.00 (+12.39%) | $576,900 (+5.98%) Land $331,400 Building $245,500 | $576,900 (-) Land $331,400 Building $245,500 |
| 2023 | $4,656.00 | $544,367 | $576,900 Land $331,400 Building $245,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 194 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 194 in force |
| Nearby Flood Claims | 88 (1979–2024) |
| Claims Outside the SFHA | 17 of 88 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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