Talbot County property record for 5420 Windward Dr, Tilghman, MD 21671
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,352 sqft · built 2009 |
| Lot Size | 0.463 acres (20,165 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Feb 2021) |
| Tax Bill | $7,020 (2026) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-182891 |
| Primary APN | 05-182891 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,352 sqft Total Area |
| Basement Area | 192 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,165 sqft (0.463 acres) |
| Lot Dimensions | 185 ft deep x 109 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 144 sqft |
| Deck Area | 868 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 182891 |
|---|---|
| Street Address | 5420 WINDWARD DR |
| City | TILGHMAN |
| State | MD |
| Zip | 21671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 SEC 1-109X185 W/S BLACK WALNUT PT RD TILGHMAN ISLAND BEACH |
| Legal Subdivision | TILGHMAN ISLAND BEACH |
| Legal Lot Number | 7 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 5, BAY HUNDRED |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 960800 |
Source: Talbot County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27485 HITCHING POST CT, HARBESON, DE 19951-2700 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2021 · Amount on Record |
| Deed Sale | Feb 3, 2021 · Amount on Record |
| Prior Sale | Nov 16, 2011 · Amount on Record |
| Deed Book / Page | 2802 / 133 |
| Transfer Doc | 0000000854 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Feb 3, 2021 |
| Property Address | 5420 WINDWARD DR, TILGHMAN, MD 21671 |
| Document Number | 0028020133 |
| Book / Page | 2802 / 133 |
| Map Reference | LB 23 FO 14 |
| Instrument Date | Dec 2, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 27485 HITCHING POST CT, HARBESON, DE 19951-2700 |
| Document Number | 0002802137 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 2802/137 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,020.00 (+7.37%) | $761,500 (+22.26%) | $843,100 (+16.98%) Land $360,200 Building $482,900 |
| 2025 | $6,538.00 (+22.73%) | ||
| 2023 | $5,327.00 | $622,833 | $720,700 Land $315,200 Building $405,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 194 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 194 in force |
| Nearby Flood Claims | 88 (1979–2024) |
| Claims Outside the SFHA | 17 of 88 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Breezeline Cable | 250 / 20 |
May also be available: Easton Velocity.
4G LTE only, no 5G reported
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