5454 Windward Dr, Tilghman, MD 21671 Property Records

Talbot County property record for 5454 Windward Dr, Tilghman, MD 21671

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,140 sqft · built 2007
Lot Size	0.445 acres (19,400 sqft)
Owner	2 Company Names on Record
Last Sale	$75,000 (Aug 1983)
Tax Bill	$5,405 (2026)
Deeds & Mortgages	Feb 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05-182964`

Property Details

APN / Parcel Number

Primary APN	`05-182964`
Alternative APNs	`5182964` `182964`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,140 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,400 sqft (0.445 acres)
Lot Dimensions	194 ft deep x 100 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	240 sqft
Deck Area	348 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	182964
Street Address	5454 WINDWARD DR
City	TILGHMAN
State	MD
Zip	21671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 SEC 1 - 100X19 W/S BLACK WALNUT PT RD TILGHMAN ISLAND BEACH
Legal Subdivision	TILGHMAN ISLAND BEACH SEC 01
Legal Lot Number	4
Jurisdiction	TALBOT MD
Township / Civil Division	5, BAY HUNDRED
Census Block Group	2
Census Block	2026
Census Tract	960800

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5454 WINDWARD DR, TILGHMAN, MD 21671
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 1983 · Amount on Record
Deed Sale	Aug 31, 1983 · Amount on Record
Deed Book / Page	578 / 173
Last Transfer Date	Jan 13, 2026
Transfer Doc	0032430242
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TALBOT MD
Recording Date	Feb 11, 2026
Property Address	5454 WINDWARD DR, TILGHMAN, MD 21671
Document Number	0032430242
Book / Page	3243 / 242
Map Reference	LB 441 PG 77
Instrument Date	Jan 13, 2026
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5454 WINDWARD DR, TILGHMAN, MD 21671

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,405.00 (+2.39%) Homeowner's exemption	$703,533 (+5.64%)	$778,600 (+16.91%) Land $328,000 Building $450,600
2025	$5,279.00 (+7.14%) Homeowner's exemption	$666,000 (+8.27%) Land $287,000 Building $379,000	$666,000 (-) Land $287,000 Building $379,000
2023	$4,927.00 Homeowner's exemption	$615,133	$666,000 Land $287,000 Building $379,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 194 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	194 in force
Nearby Flood Claims	88 (1979–2024)
Claims Outside the SFHA	17 of 88
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 68 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20