Talbot County property record for 5427 Windward Dr, Tilghman, MD 21671
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,289 sqft · built 2023 |
| Lot Size | 0.523 acres (22,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $438,830 (Aug 2023) |
| Tax Bill | $4,204 (2026) |
| Deeds & Mortgages | Feb 2024 Line of Credit Aug 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-181879 |
| Primary APN | 05-181879 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,289 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 22,800 sqft (0.523 acres) |
| Lot Dimensions | 150 ft deep x 152 ft wide |
| Garage Type | Mixed |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 181879 |
|---|---|
| Street Address | 5427 WINDWARD DR |
| City | TILGHMAN |
| State | MD |
| Zip | 21671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 SEC 2-152X150 W/S BLACK WALNUT PT RD TILGHMAN ISLAND BEACH |
| Legal Subdivision | TILGHMAN ISLAND BEACH |
| Legal Lot Number | 11 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 5, BAY HUNDRED |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 960800 |
Source: Talbot County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5427 WINDWARD DR, TILGHMAN, MD 21671 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2024 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Aug 9, 2023 | Deed, Transfer MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Feb 23, 2023 | Deed, Construction Loan · Construction Mortgage PRIMIS BANK |
| Mar 30, 2022 | Deed, Transfer EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2023 · Amount on Record |
| Deed Sale | Aug 9, 2023 · Amount on Record |
| Prior Sale | Feb 23, 2023 · Amount on Record |
| Deed Book / Page | 3065 / 484 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 5427 WINDWARD DR, TILGHMAN, MD 21671 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5427 WINDWARD DR, TILGHMAN, MD 21671 |
| Document Number | 0031000126 |
|---|---|
| Date | Feb 27, 2024 |
| Book Page | 3100/126 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Aug 9, 2023 |
| Property Address | 5427 WINDWARD DR, TILGHMAN, MD 21671 |
| Document Number | 0030650484 |
| Book / Page | 3065 / 484 |
| Map Reference | LB 23 FO 14 |
| Instrument Date | Jul 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Title Company | MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,194.15 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5427 WINDWARD DR, TILGHMAN, MD 21671 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Feb 23, 2023 |
| Property Address | 5427 WINDWARD DR, TILGHMAN, MD 21671 |
| Document Number | 0030340367 |
| Book / Page | 3034 / 367 |
| Map Reference | LB 23 FO 14 |
| Instrument Date | Feb 10, 2023 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 19, 2023 |
| Title Company | MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 222 N CONSTITUTION AVE, NEW FREEDOM, PA 17349-7938 |
| Document Number | 0030340372 |
|---|---|
| Date | Feb 23, 2023 |
| Instrument | 3034-0372 |
| Name | PRIMIS BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Mar 30, 2022 |
| Property Address | 5427 WINDWARD DR, TILGHMAN, MD 21671 |
| Document Number | 0029620190 |
| Book / Page | 2962 / 190 |
| Map Reference | LB 23 FO 14 |
| Instrument Date | Mar 25, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Title Company | EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 403 STEVENSON LN, TOWSON, MD 21204-7605 |
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,204.00 (+163.24%) Homeowner's exemption | $488,100 (+591.36%) | $561,100 (+694.76%) Land $132,500 Building $428,600 |
| 2025 | $1,597.00 (+164.84%) Homeowner's exemption | ||
| 2023 | $603.00 (+1.69%) | $70,600 (-5.61%) Land $70,600 | $70,600 (-5.61%) Land $70,600 |
| 2022 | $593.00 | $74,800 Land $74,800 | $74,800 Land $74,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 194 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 194 in force |
| Nearby Flood Claims | 88 (1979–2024) |
| Claims Outside the SFHA | 17 of 88 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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