5480 Oak Bend Trl, Prosper, TX 75078 Property Records

Collin County property record for 5480 Oak Bend Trl, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,131 sqft · built 2004
Lot Size	1.73 acres (75,359 sqft)
Owner	2 Individual Names on File
Last Sale	$1,231,580 (Sep 2023)
Tax Bill	$28,433 (2025)
Deeds & Mortgages	May 2025 Mortgage Sep 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R-8407-00C-0250-1`

Property Details

APN / Parcel Number

Primary APN	`R-8407-00C-0250-1`
Alternative APNs	`000002543967` `2543967`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,131 sqft Living Area
Gross Area	5,497 sqft
1st Floor Area	3,464 sqft
2nd Floor Area	667 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Lot Area	75,359 sqft (1.73 acres)
Garage Type	Attached
Garage Area	789 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	550 sqft
Porch	Covered Patio/Porch
Porch Area	997 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5480 OAK BEND TRL
City	CELINA
State	TX
Zip	75009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWELVE OAKS PHASE II, BLK C, LOT 25
Legal Subdivision	TWELVE OAKS PHASE II (CCL)
Legal Block	C
Legal Lot Number	25
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	5
Census Block	5032
Census Tract	30307

Owner

5480 Oak Bend Trl is owned and occupied by two individuals who bought it in September 2023.

Source: Collin County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5480 OAK BEND TRL, PROSPER, TX 75078-9716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2025	Correction Deed · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Sep 19, 2023	Vendor's Lien, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Mar 23, 2023	Intrafamily Transfer, Transfer
Apr 28, 2020	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Dec 15, 2017	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Dec 15, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 14, 2017	Warranty Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2023 · Amount on File
Deed Sale	Sep 19, 2023 · Amount on File
Prior Sale	Apr 28, 2020
Deed Document Number	2023107545
Prior Transfer Date	Mar 3, 2023
Prior Transfer Doc	0000030369
Record Updated	Sep 20, 2026

May 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	COLLIN TX
Recording Date	May 8, 2025
Property Address	5480 OAK BEND TRL, PROSPER, TX 75078-9716
Document Number	2025000056987
Map Reference	VOL P PG 486
Instrument Date	May 1, 2025
Instrument	2025000056987
Record Updated	Oct 24, 2025
Title Company	UNKNOWN, FAIR TEXAS TITLE LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025000056988
Date	May 8, 2025
Instrument	2025000056988

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Sep 19, 2023
Property Address	5480 OAK BEND TRL, PROSPER, TX 75078-9716
Document Number	2023000107545
Map Reference	VOL P PG 486
Instrument Date	Sep 15, 2023
Instrument	2023000107545
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5480 OAK BEND TRL, PROSPER, TX 75078-9716

Mortgage

Document Number	2023000107546
Date	Sep 19, 2023
Instrument	2023000107546

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIN TX
Recording Date	Mar 23, 2023
Property Address	5480 OAK BEND TRL, PROSPER, TX 75078-9716
Document Number	2023000030369
Map Reference	VOL P PG 486
Instrument Date	Mar 3, 2023
Instrument	2023000030369
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5480 OAK BEND TRL, PROSPER, TX 75078-9716

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5480 OAK BEND TRL, PROSPER, TX 75078-9716

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Apr 28, 2020
Property Address	5480 OAK BEND TRL, PROSPER, TX 75078-9716
Document Number	0000610210
Instrument Date	Apr 24, 2020
Instrument	610210
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5480 OAK BEND TRL PROSPER TX 750789716, PROSPER, TX 75078-9716

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	5480 OAK BEND TRL, PROSPER, TX 75078-9716
Document Number	0001697330
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5480 OAK BEND TRL PROSPER TX 750789716, PROSPER, TX 75078-9716

Mortgage

Document Number	0001697330
Date	Dec 27, 2017
Instrument	1697330

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	972 Months
Due	Dec 26, 2098

Interest

Rate Type	Adjustable Rate
Rate	3.62%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	5480 OAK BEND TRL, PROSPER, TX 75078-9716
Document Number	0001697340
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5480 OAK BEND TRL PROSPER TX 750789716, PROSPER, TX 75078-9716

Mortgage

Document Number	0001697340
Date	Dec 27, 2017
Instrument	1697340

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	972 Months
Due	Dec 26, 2098

Interest

Rate Type	Adjustable Rate
Rate	3.62%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Aug 14, 2017
Property Address	5480 OAK BEND TRL, PROSPER, TX 75078-9716
Document Number	0001080910
Instrument Date	Aug 9, 2017
Instrument	1080910
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5480 OAK BEND TRL PROSPER TX 750789716, PROSPER, TX 75078-9716

Mortgage

Document Number	1080920
Date	Aug 14, 2017
Instrument	1080920

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5480 Oak Bend Trl was $28,433 with a homeowner's exemption, down 0.6% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Celina City
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28,433.00 (-0.59%) Homeowner's exemption	$1,509,756 Land $320,050 Building $1,281,330	$1,601,380 Land $320,050 Building $1,281,330
2024	$28,602.00
2023		$1,376,623 Land $320,050 Building $1,056,573	$1,376,623 Land $320,050 Building $1,056,573
2022	$17,173.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5480 Oak Bend Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5480 Oak Bend Trl is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CELINA serves 52,701 people · EPA ID TX0430003
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on Oak Bend Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures