5380 Oak Bend Trl, Prosper, TX 75078 Property Records

Collin County property record for 5380 Oak Bend Trl, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,099 sqft · built 2006
Lot Size	1.62 acres (70,567 sqft)
Owner	Individual Name on File
Tax Bill	$24,888 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-8407-00C-0210-1`

Property Details

APN / Parcel Number

Primary APN	`R-8407-00C-0210-1`
Alternative APN	`2543963`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,099 sqft Living Area
Gross Area	5,068 sqft
1st Floor Area	4,099 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	70,567 sqft (1.62 acres)
Garage Type	Attached
Garage Area	969 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	630 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2543963
Street Address	5380 OAK BEND TRL
City	PROSPER
State	TX
Zip	75078-9717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWELVE OAKS PHASE II (CCL), BLK C, LOT 21
Legal Subdivision	TWELVE OAKS PHASE II (CCL)
Legal Phase	2
Legal Block	C
Legal Lot Number	21 1
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	5
Census Block	5032
Census Tract	30307

Owner

5380 Oak Bend Trl is owned and occupied by an individual who acquired it in September 2022.

Source: Collin County records, as of October 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5380 OAK BEND TRL, PROSPER, TX 75078-9717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Sep 21, 2022	Vendor's Lien, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Dec 12, 2016	Deed of Trust, Mortgage · Line of Credit INTOUCH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2022
Deed Sale	Sep 21, 2022
Prior Sale	May 4, 2010
Deed Document Number	20220921000142235
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	5380 OAK BEND TRL, PROSPER, TX 75078-9717
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001211640
Date	Jun 16, 2021
Instrument	20210616001211640

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Sep 21, 2022
Property Address	5380 OAK BEND TRL, PROSPER, TX 75078-9717
Document Number	0000142235
Map Reference	VOL P PG 486
Instrument Date	Sep 19, 2022
Instrument	20220921000142235
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	UNKNOWN, REPUBLIC TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5380 OAK BEND TRL, PROSPER, TX 75078-9717
Investor	Possibly a Property Investor

Mortgage

Document Number	0000142236
Date	Sep 21, 2022
Instrument	20220921000142236

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 1, 2027
Change Frequency	6 Months
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	10.5%

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	5380 OAK BEND TRL, PROSPER, TX 75078-9717
Document Number	0000091940
Instrument Date	Dec 12, 2016
Transaction Type	Mortgage
Record Updated	Feb 10, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5380 OAK BEND TRL PROSPER TX 750789717, PROSPER, TX 75078-9717

Mortgage

Document Number	0000091940
Date	Jan 23, 2017
Instrument	91940

Lender

Name	INTOUCH CU
Type	Credit Union
Address	PLANO, TX 75025-0169

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Jan 22, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Celina City
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,393,777 Land $299,700 Building $1,094,077	$1,393,777 Land $299,700 Building $1,094,077
2024	$24,888.00
2023		$1,180,000 Land $299,700 Building $880,300	$1,180,000 Land $299,700 Building $880,300
2022	$19,433.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5380 Oak Bend Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5380 Oak Bend Trl is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CELINA serves 52,701 people · EPA ID TX0430003
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Nextlink.

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