5520 Oak Bend Trl, Prosper, TX 75078 Property Records

Collin County property record for 5520 Oak Bend Trl, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,678 sqft · built 2005
Lot Size	1.56 acres (67,954 sqft)
Owner	2 Individual Names on File
Last Sale	$1,130,500 (Jun 2024)
Tax Bill	$46,778 (2025)
Deeds & Mortgages	Jun 2024 Mortgage Feb 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-8407-00C-0270-1`

Property Details

APN / Parcel Number

Primary APN	`R-8407-00C-0270-1`
Alternative APNs	`000002543969` `2543969`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,678 sqft Living Area
Gross Area	6,946 sqft
1st Floor Area	4,317 sqft
2nd Floor Area	451 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Lot Area	67,954 sqft (1.56 acres)
Garage Type	Attached
Garage Area	793 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	844 sqft
Porch	Covered Patio/Porch
Porch Area	560 sqft
Patio Area	550 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5520 OAK BEND TRL
City	CELINA
State	TX
Zip	75009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWELVE OAKS PHASE II, BLK C, LOT 27
Legal Subdivision	TWELVE OAKS PHASE II (CCL)
Legal Block	C
Legal Lot Number	27
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	5
Census Block	5032
Census Tract	30307

Owner

5520 Oak Bend Trl is owned and occupied by two individuals who bought it in June 2024.

Source: Collin County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5520 OAK BEND TRL, PROSPER, TX 75078-9715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2024	Vendor's Lien, Transfer · Conventional Mortgage FINANCIAL CONSULTANTS NETWORK LLC
Feb 3, 2021	Warranty Deed, Transfer LAWYERS TITLE
Feb 15, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2024 · Amount on File
Deed Sale	Jun 18, 2024 · Amount on File
Prior Sale	Feb 3, 2021
Deed Document Number	202473365
Prior Transfer Date	Jul 31, 2006
Prior Transfer Doc	0001101720
Record Updated	Sep 20, 2026

June 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jun 18, 2024
Property Address	5520 OAK BEND TRL, PROSPER, TX 75078-9715
Document Number	2024000073365
Map Reference	VOL P PG 486
Instrument Date	May 31, 2024
Instrument	2024000073365
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 OAK BEND TRL, PROSPER, TX 75078-9715

Mortgage

Document Number	2024000073366
Date	Jun 18, 2024
Instrument	2024000073366

Lender

Name	FINANCIAL CONSULTANTS NETWORK LLC
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2054

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Feb 3, 2021
Property Address	5520 OAK BEND TRL, PROSPER, TX 75078-9715
Document Number	0000231370
Map Reference	VOL P PG 486
Instrument Date	Jan 28, 2021
Instrument	20210203000231370
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	805 OWTON, 805, CELINA, TX 75009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 OAK BEND TRL, PROSPER, TX 75078-9715

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	5520 OAK BEND TRL, PROSPER, TX 75078-9715
Document Number	0000259060
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 OAK BEND TRL PROSPER TX 750789715, PROSPER, TX 75078-9715

Mortgage

Document Number	0000259060
Date	Feb 28, 2017
Instrument	259060

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Feb 27, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5520 Oak Bend Trl was $46,778, up 10.8% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Celina City
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$46,778.00 (+10.79%)	$2,427,129 Land $288,600 Building $2,138,529	$2,427,129 Land $288,600 Building $2,138,529
2024	$42,222.00
2023		$2,096,124 Land $288,600 Building $1,807,524	$2,096,124 Land $288,600 Building $1,807,524
2022	$56,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5520 Oak Bend Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5520 Oak Bend Trl is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CELINA serves 52,701 people · EPA ID TX0430003
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Nextlink.

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