5540 Oak Bend Trl, Prosper, TX 75078 Property Records

Collin County property record for 5540 Oak Bend Trl, Prosper, TX 75078

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,923 sqft · built 2005
Lot Size1.55 acres (67,518 sqft)
Owner2 Individual Names on File
Tax Bill$20,864 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APNR-8407-00C-0280-1

Property Details

APN / Parcel Number

Primary APNR-8407-00C-0280-1
Alternative APNs
  • 000002543970
  • 2543970

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,923 sqft Living Area
Gross Area5,338 sqft
1st Floor Area2,939 sqft
2nd Floor Area985 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Lot Area67,518 sqft (1.55 acres)
Garage TypeAttached
Garage Area807 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area450 sqft
PorchCovered Patio/Porch
Porch Area740 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5540 OAK BEND TRL
CityCELINA
StateTX
Zip75009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWELVE OAKS PHASE II, BLK C, LOT 28
Legal SubdivisionTWELVE OAKS PHASE II (CCL)
Legal BlockC
Legal Lot Number28
JurisdictionCOLLIN TX
Township / Civil DivisionCELINA
Census Block Group5
Census Block5032
Census Tract30307

Owner

5540 Oak Bend Trl is owned and occupied by two individuals who acquired it in February 2019.

Source: Collin County records, as of July 15, 2026

Owner of Record2 Individual Names on File
Mailing Address5540 OAK BEND TRL, PROSPER, TX 75078-9715
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 2019
Deed SaleFeb 19, 2019
Prior SaleAug 4, 2006 · Amount on File
Deed Document Number2019168650
Prior Transfer DateJul 28, 2006
Prior Transfer Doc0001111860
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address5540 OAK BEND TRL, PROSPER, TX 75078-9715
Transaction TypeMortgage
Record UpdatedOct 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024000025379
DateMar 5, 2024
Instrument2024000025379
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 28, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 5540 Oak Bend Trl was $20,864 with a homeowner's exemption, up 4.9% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityCelina City
Unified School DistrictProsper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,864.00 (+4.87%) Homeowner's exemption$1,132,121 Land $286,750$1,456,145 Land $286,750
2024$19,895.00
2023$1,252,000 Land $286,750 Building $965,250$1,252,000 Land $286,750 Building $965,250
2022$18,968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5540 Oak Bend Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5540 Oak Bend Trl is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CELINA
serves 52,701 people · EPA ID TX0430003
Water SourcePurchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State InspectionSep 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Optimum
Cable · Fiber in parts of the area
940 / 35
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20

May also be available: Nextlink.

Nearby Properties on Oak Bend Trl

Nearby Streets

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