5480 Champions Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5480 Champions Dr, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,786 sqft · built 1996
Lot Size	0.581 acres (25,308 sqft)
Owner	Company Name on File
Last Sale	$575,000 (Aug 2021)
Tax Bill	$6,628 (2024)
Deeds & Mortgages	Aug 2021 Sale & Line of Credit Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-2N-29-5274-00J00-0010`

Property Details

APN / Parcel Number

Primary APN	`31-2N-29-5274-00J00-0010`
Alternative APN	`N29231527400J000010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,786 sqft Living Area
Gross Area	4,317 sqft
1st Floor Area	2,786 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2011
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	25,308 sqft (0.581 acres)
Garage Type	Attached
Garage Area	956 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	283 sqft
Patio Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5480 CHAMPIONS DR
City	PACE
State	FL
Zip	32571-8415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STONEBROOK VILLAGE PHASE 4 LOT 1 BLK J AS DES IN OR 4171 PG 61
Legal Range	29W
Legal Township	2N
Legal Section	31
Legal Subdivision	STONEBROOK VILL/ALL
Legal Block	J
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2008
Census Tract	10707

Owner

5480 Champions Dr is owned by a company that bought it in August 2021.

Source: Santa Rosa County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	5523 BROOKMERE ST, EDWARDS, IL 61528-9407
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Warranty Deed, Transfer · Line of Credit CBI BANK & TRUST
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021 · Amount on File
Deed Sale	Aug 31, 2021 · Amount on File
Prior Sale	Jun 2, 2014 · Amount on File
Deed Document Number	202158170
Deed Book / Page	4171 / 61
Prior Transfer Date	Jan 10, 2007
Prior Transfer Doc	0026920927
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 31, 2021
Property Address	5480 CHAMPIONS DR, PACE, FL 32571-8415
Document Number	0041710061
Book / Page	4171 / 61
Map Reference	MB E PG 79
Instrument Date	Aug 20, 2021
Instrument	202158170
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13050 GRAN BAY PKWY UNIT 718, 13050, JACKSONVILLE, FL 32258-4522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5523 BROOKMERE ST, EDWARDS, IL 61528-9407

Mortgage

Document Number	417163
Date	Aug 31, 2021
Instrument	4171/63

Lender

Name	CBI BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5480 CHAMPIONS DR, PACE, FL 32571-8415
Document Number	0038941527
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5480 CHAMPIONS DR PACE FL 325718415, PACE, FL 32571-8415

Mortgage

Document Number	0038941527
Date	Nov 27, 2019
Book Page	003894/001527
Instrument	53856

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 26, 2034

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$575,064 (+5.91%) Land $135,000 Building $440,064	$575,064 (+5.91%) Land $135,000 Building $440,064
2024	$6,628.00 (+0.39%)	$542,972 (+7.68%) Land $135,000 Building $407,972	$542,972 (+7.68%) Land $135,000 Building $407,972
2023	$6,602.00 (+1.55%)	$504,240 (+2.46%) Land $105,000 Building $399,240	$504,240 (+2.46%) Land $105,000 Building $399,240
2022	$6,501.00	$492,137	$492,137 Land $105,000 Building $387,137

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5480 Champions Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	10 (1995–2020)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5480 Champions Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Conexon Connect.

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