5626 Champions Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5626 Champions Dr, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,468 sqft · built 1991
Lot Size	0.487 acres (21,214 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Mar 2020)
Tax Bill	$2,692 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-2N-29-5274-00H00-0180`

Property Details

APN / Parcel Number

Primary APN	`31-2N-29-5274-00H00-0180`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,468 sqft Heated Area
Gross Area	3,602 sqft
1st Floor Area	2,997 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	21,214 sqft (0.487 acres)
Lot Dimensions	1,700 ft deep x 1,250 ft wide
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	605 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	312N29527400H000180
Street Address	5626 CHAMPIONS DR
City	PACE
State	FL
Zip	32571-8416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STONEBROOK VILLAGE PHS III LOT 18 BLK H AS DES IN OR 3925 PG 12
Legal Range	29W
Legal Township	02N
Legal Section	31
Legal Subdivision	STONEBROOK VILL/ALL
Legal Block	H
Legal Lot Number	18
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2009
Census Tract	10707

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5626 CHAMPIONS DR, PACE, FL 32571-8416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEN AIR FEDERAL CU
Aug 7, 2017	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Mar 3, 2020	Warranty Deed, Transfer · Conventional Mortgage PEN AIR FEDERAL CU
Nov 29, 2017	Warranty Deed, Transfer · ARM THE FIRST A NATIONAL BANKING ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2020 · Amount on Record
Deed Sale	Mar 3, 2020 · Amount on Record
Prior Sale	Nov 29, 2017 · Amount on Record
Deed Document Number	202010435
Deed Book / Page	3925 / 12
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5626 CHAMPIONS DR, PACE, FL 32571-8416
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	GULF WATER TITLE, GULF COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5626 CHAMPIONS DR, PACE, FL 32571-8416

Mortgage

Document Number	0041630515
Date	Aug 13, 2021
Book Page	4163/515
Instrument	202154576

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5626 CHAMPIONS DR, PACE, FL 32571-8416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036491573
Date	Aug 7, 2017
Book Page	3649/1573
Instrument	201732135

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jul 17, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 3, 2020
Property Address	5626 CHAMPIONS DR, PACE, FL 32571-8416
Document Number	0039250012
Book / Page	3925 / 12
Map Reference	MB E PG 62
Instrument Date	Feb 24, 2020
Instrument	202010435
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	245 SHORE FRONT LN, 245, WILSONVILLE, AL 35186-8620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5626 CHAMPIONS DR, PACE, FL 32571-8416

Mortgage

Document Number	0039250014
Date	Mar 3, 2020
Instrument	3925/0014

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 29, 2017
Property Address	5626 CHAMPIONS DR, PACE, FL 32571-8416
Document Number	0036820373
Book / Page	3682 / 0373
Map Reference	MB E PG62
Instrument Date	Nov 21, 2017
Instrument	201749217
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5430 SOUTHLAKE DR, 5430, MILTON, FL 32571-7006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5626 CHAMPIONS DR, MILTON, FL 32571-8416

Mortgage

Document Number	0201749218
Date	Nov 29, 2017
Instrument	201749218

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Feb 1, 2025
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	6.87%
Index	1-Year LIBOR
Max Rate	10.8%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,692.00 (+6.49%) Homeowner's exemption	$239,709 (+3%)	$377,721 (+12.93%) Land $105,000 Building $272,721
2023	$2,528.00 (+2.64%) Homeowner's exemption	$232,727 (+3%)	$334,488 (+0.02%) Land $65,000 Building $269,488
2022	$2,463.00 Homeowner's exemption	$225,949	$334,427 Land $65,000 Building $269,427

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	10 (1995–2020)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Conexon Connect.

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