5474 Champions Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5474 Champions Dr, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,177 sqft · built 1991
Lot Size	0.487 acres (21,214 sqft)
Owner	Individual Name on File
Last Sale	$232,500 (May 1997)
Tax Bill	$3,066 (2024)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-2N-29-5274-00J00-0020`

Property Details

APN / Parcel Number

Primary APN	`31-2N-29-5274-00J00-0020`
Alternative APN	`N29231527400J000020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,177 sqft Living Area
Gross Area	4,706 sqft
1st Floor Area	3,177 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	21,214 sqft (0.487 acres)
Lot Dimensions	170 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	501 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Unfinished Porch
Porch Area	434 sqft
Patio Area	594 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5474 CHAMPIONS DR
City	PACE
State	FL
Zip	32571-8415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ENHCD LIFE EST RESVD IN: STONEBROOK VILLAGE PHASE 4 LOT 2 BLK J AS DES IN OR 1611 PG 1938 & E-L/E IN OR 3522 PG 1140
Legal Range	29W
Legal Township	2N
Legal Section	31
Legal Subdivision	STONEBROOK VILL/ALL
Legal Block	J
Legal Lot Number	2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2008
Census Tract	10707

Owner

Source: Santa Rosa County records · APN 31-2N-29-5274-00J00-0020

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5474 CHAMPIONS DR, MILTON, FL 32571-8415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 30, 1997 · Amount on Record
Deed Sale	May 30, 1997 · Amount on Record
Deed Book / Page	1611 / 1938
Last Transfer Date	May 23, 2016
Transfer Doc	0035221140
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5474 CHAMPIONS DR, PACE, FL 32571-8415
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5474 CHAMPIONS DR, MILTON, FL 32571-8415

Mortgage

Document Number	0041850427
Date	Sep 29, 2021
Book Page	4185/427
Instrument	202164998

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2041

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$274,760 (+2.9%)	$449,922 (+2.16%) Land $105,000 Building $344,922
2024	$3,066.00 (+6.61%) Homeowner's exemption	$267,017 (+3%)	$440,409 (+11.18%) Land $105,000 Building $335,409
2023	$2,876.00 (+2.6%) Homeowner's exemption	$259,240 (+3%)	$396,131 (+2.73%) Land $65,000 Building $331,131
2022	$2,803.00 Homeowner's exemption	$251,689	$385,622 Land $65,000 Building $320,622

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	10 (1995–2020)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Wildfire

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Conexon Connect.

Based on FCC filings for 120 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.