5475 Champions Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5475 Champions Dr, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,158 sqft · built 1994
Lot Size	0.562 acres (24,481 sqft)
Owner	Individual Name on Record
Last Sale	$372,900 (Jan 2005)
Tax Bill	$3,345 (2024)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-2N-29-5274-00K00-0010`

Property Details

APN / Parcel Number

Primary APN	`31-2N-29-5274-00K00-0010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,158 sqft Heated Area
Gross Area	4,382 sqft
1st Floor Area	3,991 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	24,481 sqft (0.562 acres)
Garage Area	833 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	391 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	312N29527400K000010
Street Address	5475 CHAMPIONS DR
City	PACE
State	FL
Zip	32571-8417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STONEBROOK VILLAGE PHASE 4 LOT 1 BLK K AS DES IN OR 2397 PG 1913
Legal Range	29W
Legal Township	02N
Legal Section	31
Legal Subdivision	STONEBROOK VILL/ALL
Legal Phase	4
Legal Block	K
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2008
Census Tract	10707

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5475 CHAMPIONS DR, PACE, FL 32571-8417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 8, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 15, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2005 · Amount on Record
Deed Sale	Jan 20, 2005 · Amount on Record
Prior Sale	Dec 12, 2002 · Amount on Record
Deed Document Number	200504075
Deed Book / Page	2397 / 1913
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5475 CHAMPIONS DR, PACE, FL 32571-8417
Transaction Type	Mortgage
Record Updated	Nov 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5475 CHAMPIONS DR, PACE, FL 32571-8417

Mortgage

Document Number	0043370897
Date	Oct 20, 2022
Book Page	4337/897
Instrument	202259592

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	475 Months
Due	May 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5475 CHAMPIONS DR, PACE, FL 32571-8417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5475 CHAMPIONS DR, PACE, FL 32571-8417

Mortgage

Document Number	0040010061
Date	Sep 8, 2020
Book Page	4001/61
Instrument	202046279

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	443 Months
Due	Aug 26, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5475 CHAMPIONS DR, PACE, FL 32571-8417
Document Number	0038630861
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5475 CHAMPIONS DR MILTON FL 325718417, MILTON, FL 32571-8417

Mortgage

Document Number	0038630861
Date	Aug 26, 2019
Book Page	003863/000861
Instrument	37679

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 25, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,345.00 (+6.19%) Homeowner's exemption	$288,583 (+3%)	$499,104 (+7.34%) Land $135,000 Building $364,104
2023	$3,150.00 (+2.71%) Homeowner's exemption	$280,178 (+3.14%)	$464,994 (+32.89%) Land $105,000 Building $359,994
2022	$3,067.00 Homeowner's exemption	$271,644	$349,922 Land $105,000 Building $244,922

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	10 (1995–2020)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Conexon Connect.

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