535 Palmetto Dr, Melbourne, FL 32935 Property Records

Brevard County property record for 535 Palmetto Dr, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,457 sqft · built 1943
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$239,100 (Jun 2026)
Tax Bill	$1,194 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`27-37-17-29-*-2`

Property Details

APN / Parcel Number

Primary APN	`27-37-17-29-*-2`
Alternative APNs	`27-37-17-29-00000.0-0002.00` `2718783`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,457 sqft Living Area
Gross Area	1,633 sqft
1st Floor Area	1,457 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1995
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 75 ft wide

Exterior Amenities

Porch	Florida Room
Porch Area	176 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2718783
Street Address	535 PALMETTO DR
City	MELBOURNE
State	FL
Zip	32935-4216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU111
Legal Description	ATWATERS SUBDIVISION S 1/2 OF LOT 2 & N 25 FT OF LOT 3
Legal Range	37E
Legal Township	27S
Legal Section	17
Legal Subdivision	ATWATERS SUBDIVISION
Legal Lot Number	2
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	3
Census Block	3015
Census Tract	64301

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	535 PALMETTO DR, MELBOURNE, FL 32935-4216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Apr 3, 2026	Warranty Deed, Transfer OS NATIONAL LLC, OS NATIONAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	Apr 3, 2026 · Amount on Record
Deed Document Number	2026129571
Deed Book / Page	10660 / 1282
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 24, 2026
Property Address	535 PALMETTO DR, MELBOURNE, FL 32935-4216
Document Number	0000129571
Book / Page	10660 / 1282
Instrument Date	Jun 22, 2026
Instrument	2026129571
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	NATIONS TITLE, OS NATIONAL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$169,043.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 PALMETTO DR, MELBOURNE, FL 32935-4216
Investor	Possibly a Property Investor

Mortgage

Document Number	0000129572,
Date	Jun 24, 2026
Instrument	2026129572

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 3, 2026
Property Address	535 PALMETTO DR, MELBOURNE, FL 32935-4216
Document Number	0000067514
Book / Page	10590 / 497
Instrument Date	Apr 3, 2026
Instrument	202667514
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	OS NATIONAL LLC, OS NATIONAL

Transaction

Amount	Amount Recorded
Tax	$143,308.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,890 (+2.69%)	$140,090 (-5.4%)
2025	$1,194.00 (+12.01%) Homeowner's exemption	$73,900 (+5.98%)	$148,080 (-2.21%)
2024	$1,066.00 (+2.21%)
2023	$1,043.00 (+6.1%) Homeowner's exemption	$69,730 (+3%)	$151,430 (+3.81%) Land $44,000 Building $107,430
2022	$983.00 Homeowner's exemption	$67,700	$145,870 Land $33,750 Building $112,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	9 (1995–2008)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims Hurricane Erin, Aug 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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