546 S Cedar Ave, Independence, MO 64053 Property Records

Jackson County property record for 546 S Cedar Ave, Independence, MO 64053

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 674 sqft · built 1939
Lot Size	0.153 acres (6,648 sqft)
Owner	Company Name on Record
Tax Bill	$1,487 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-730-07-08`

Property Details

APN / Parcel Number

Primary APN	`14-730-07-08`
Alternative APNs	`14-730-07-08-00-0-00-000` `14730070800000001` `727143`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	674 sqft Living Area
1st Floor Area	594 sqft
Basement Area	594 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Bungalow
Exterior Material	Asbestos
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,648 sqft (0.153 acres)
Lot Dimensions	89 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	190 sqft
Parking Spaces	1 Parking Space
Deck Area	95 sqft
Patio Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	727143
Street Address	546 S CEDAR AVE
City	INDEPENDENCE
State	MO
Zip	64053-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRMOUNT S 135.95 OF LOT 258
Legal Subdivision	FAIRMOUNT
Legal Block	3
Legal Lot Number	258
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3004
Census Tract	11001

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	546 S CEDAR AVE, INDEPENDENCE, MO 64053-1504
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Dec 28, 2018	Deed of Trust, Mortgage · Line of Credit BLUE RIDGE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2024
Deed Sale	Apr 16, 2024
Deed Document Number	202420204
Prior Transfer Date	Aug 14, 2009
Prior Transfer Doc	0000E81772
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	546 S CEDAR AVE, INDEPENDENCE, MO 64053-1504
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	NOT AVAILABLE, ALPHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0036587
Date	Apr 6, 2021
Instrument	2021E0036587

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	546 S CEDAR AVE, INDEPENDENCE, MO 64053-1504
Document Number	000E110591
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20600 E COURTNEY ATHERTON RD INDEPENDENCE MO 640581956, INDEPENDENCE, MO 64058-1956

Mortgage

Document Number	000E110591
Date	Dec 31, 2018
Instrument	110591E

Lender

Name	BLUE RIDGE BK
Type	Bank
Address	INDEPENDENCE, MO 64057

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,334 (-) Land $3,162 Building $17,172	$107,020 (-)
2025	$1,487.00 (+116.76%)	$20,334 (+111.13%) Land $3,162 Building $17,172	$107,020 (+111.13%)
2024	$686.00 (+2.54%)
2023	$669.00	$9,631 Land $1,121 Building $8,510	$50,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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