539 S Cedar Ave, Independence, MO 64053 Property Records

Jackson County property record for 539 S Cedar Ave, Independence, MO 64053

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 784 sqft · built 1910
Lot Size	0.153 acres (6,647 sqft)
Owner	Individual Name on Record
Last Sale	$135,863 (Jan 2023)
Tax Bill	$918 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jan 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-730-08-12`

Property Details

APN / Parcel Number

Primary APN	`14-730-08-12`
Alternative APNs	`14-730-08-12-00-0-00-000` `14730081200000001` `727171`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	784 sqft Living Area
1st Floor Area	768 sqft
Basement Area	384 sqft
Flooring	Carpet

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Bungalow
Exterior Material	Asbestos
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,647 sqft (0.153 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Porch	Covered Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	727171
Street Address	539 S CEDAR AVE
City	INDEPENDENCE
State	MO
Zip	64053-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRMOUNT N 1/2 OF LOT 255
Legal Subdivision	FAIRMOUNT
Legal Block	3
Legal Lot Number	255
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3003
Census Tract	11001

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	539 S CEDAR AVE, INDEPENDENCE, MO 64053-1503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Deed of Trust, Mortgage · FHA Mortgage PRIMELENDING
Jan 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Jun 14, 2018	Warranty Deed, Transfer · Line of Credit EQUITY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2023 · Amount on Record
Deed Sale	Jan 27, 2023 · Amount on Record
Prior Sale	Jan 27, 2023
Deed Document Number	20235697
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	539 S CEDAR AVE, INDEPENDENCE, MO 64053-1503
Transaction Type	Mortgage
Record Updated	Feb 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 S CEDAR AVE, INDEPENDENCE, MO 64053-1503

Mortgage

Document Number	00E0005851
Date	Jan 30, 2023
Instrument	2023E0005851

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	539 S CEDAR AVE, INDEPENDENCE, MO 64053-1503
Transaction Type	Mortgage
Record Updated	Feb 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0006107
Date	Jan 30, 2023
Instrument	2023E0006107

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 14, 2018
Property Address	539 S CEDAR AVE, INDEPENDENCE, MO 64053-1503
Document Number	0000E52044
Instrument Date	Jun 1, 2018
Instrument	52044E
Transaction Type	Transfer
Record Updated	Jul 9, 2018
Title Company	ALPHA TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 NW 39TH ST BLUE SPRINGS MO 640152508, BLUE SPRINGS, MO 64015-2508

Mortgage

Document Number	E52045
Date	Jun 14, 2018
Instrument	52045E

Lender

Name	EQUITY BK
Type	Bank
Address	OVERLAND PARK, KS 66207

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,563 (-) Land $3,162 Building $9,401	$66,120 (-)
2025	$918.00 (-45.78%)	$12,563 (-47.1%) Land $3,162 Building $9,401	$66,120 (-47.1%)
2024	$1,693.00 (+2.54%)
2023	$1,651.00	$23,750 Land $2,337 Building $21,413	$125,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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