551 S Cedar Ave, Independence, MO 64053 Property Records

Jackson County property record for 551 S Cedar Ave, Independence, MO 64053

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 528 sqft · built 1920
Lot Size	0.133 acres (5,804 sqft)
Owner	Individual Name on Record
Last Sale	$34,800 (Jun 2018)
Tax Bill	$703 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-730-08-16`

Property Details

APN / Parcel Number

Primary APN	`14-730-08-16`
Alternative APNs	`14-730-08-16-00-0-00-000` `14730081600000001` `727175`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	528 sqft Living Area
Gross Area	1,154 sqft
1st Floor Area	528 sqft
Basement Area	240 sqft
Flooring	Carpet

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Asbestos
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,804 sqft (0.133 acres)
Lot Dimensions	80 ft deep x 96 ft wide
Porch	Covered Porch
Porch Area	386 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	727175
Street Address	551 S CEDAR AVE
City	INDEPENDENCE
State	MO
Zip	64053-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRMOUNT LOT 257
Legal Subdivision	FAIRMOUNT
Legal Block	3
Legal Lot Number	257
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3003
Census Tract	11001

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	551 S CEDAR AVE, INDEPENDENCE, MO 64053-1503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2018	Warranty Deed, Transfer · FHA Mortgage US BK
Jun 25, 2018	Deed of Trust, Mortgage HOUSING & CMNTY DEV DEPT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	2018E56717
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 29, 2018
Property Address	551 S CEDAR AVE, INDEPENDENCE, MO 64053-1503
Document Number	0000E56717
Instrument Date	Jun 25, 2018
Instrument	56717E
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 S CEDAR AVE INDEPENDENCE MO 640531503, INDEPENDENCE, MO 64053-1503

Mortgage

Document Number	E56718
Date	Jun 29, 2018
Instrument	56718E

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Mortgage

Document Number	E56719,
Date	Jun 29, 2018
Instrument	56719E

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	KANSAS CITY, MO 64105

Agreement

Amount	Amount Recorded

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	551 S CEDAR AVE, INDEPENDENCE, MO 64053-1503
Document Number	0000E85494
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 S CEDAR AVE INDEPENDENCE MO 640531503, INDEPENDENCE, MO 64053-1503

Mortgage

Document Number	0000E85494
Date	Oct 1, 2018
Instrument	85494E

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	KANSAS CITY, MO 64105

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,614 (-) Land $2,994 Building $6,620	$50,600 (-)
2025	$703.00 (+17.95%)	$9,614 (+14.99%) Land $2,994 Building $6,620	$50,600 (+15%)
2024	$596.00 (+2.58%)
2023	$581.00	$8,361 Land $903 Building $7,458	$44,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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