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5435 Panama Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 5435 Panama Ave, Spring Hill, FL 34609

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,700 sqft · built 1982
Lot Size0.312 acres (13,570 sqft)
OwnerCompany Name on Record
Last Sale$100 (Apr 2017)
Tax Bill$1,249 (2025)
Deeds & MortgagesApr 2017 Transfer
Flood ZoneZone X (minimal risk)
APNR32-323-17-5200-1257-0070

Property Details

APN / Parcel Number

Primary APNR32-323-17-5200-1257-0070
Alternative APNs
  • 00685832
  • 685832

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,700 sqft Living Area
Gross Area2,559 sqft
1st Floor Area1,700 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1989
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,570 sqft (0.312 acres)
Lot Dimensions166 ft deep x 105 ft wide
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area312 sqft
Utility Building48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00685832
Street Address5435 PANAMA AVE
CitySPRING HILL
StateFL
Zip34609-1336
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 20 BLK 1257 LOT 7
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UNIT 20
Legal Block1257
Legal Lot Number7
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group1
Census Block1014
Census Tract41005

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address5435 PANAMA AVE, SPRING HILL, FL 34609-1336
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2017 · Amount on Record
Deed SaleApr 1, 2017 · Amount on Record
Deed Book / Page3460 / 984
Last Transfer DateApr 7, 2017
Transfer Doc0034600984
Record UpdatedJun 8, 2026

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHERNANDO FL
Recording DateApr 18, 2017
Property Address5435 PANAMA AVE, SPRING HILL, FL 34609-1336
Document Number0034600984
Book / Page003460 / 000984
Instrument DateApr 7, 2017
Instrument21487
Transaction TypeTransfer
Record UpdatedMay 24, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address5435 PANAMA AVE SPRING HILL FL 346091336, SPRING HILL, FL 34609-1336

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,249.00 (+140.66%) Homeowner's exemption Widower's exemption$83,511 (+5.99%)$226,883 (+4.56%) Land $49,666 Building $177,217
2023$78,793 (+3%) Land $78,793
2022$519.00 Homeowner's exemption$76,498$216,985 Land $39,353 Building $177,632

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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