5451 del Oro Dr, San Jose, CA 95124 Property Records

Santa Clara County property record for 5451 del Oro Dr, San Jose, CA 95124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,241 sqft · built 1968
Lot Size	0.16 acres (6,958 sqft)
Owner	2 Individual Names on File
Last Sale	$1,610,000 (Jun 2019)
Tax Bill	$24,319 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`527-38-007`

Property Details

APN / Parcel Number

Primary APN	`527-38-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,241 sqft Living Area
1st Floor Area	1,317 sqft
2nd Floor Area	924 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,958 sqft (0.16 acres)
Lot Dimensions	98 ft deep x 71 ft wide
Garage Area	503 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	5451 DEL ORO DR
City	SAN JOSE
State	CA
Zip	95124-6112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 4292 BOOK 229 PAGE 15 LOT 50
Legal Subdivision	TRACT NO 4292
Legal Tract	4292
Legal Lot Number	50
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2008
Census Tract	506803

Owner

5451 del Oro Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5451 DEL ORO DR, SAN JOSE, CA 95124-6112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Aug 5, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Dec 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2019 · Amount on File
Deed Sale	Jun 20, 2019 · Amount on File
Deed Document Number	201924207566
Prior Transfer Date	Dec 18, 2017
Prior Transfer Doc	0023833541
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5451 DEL ORO DR, SAN JOSE, CA 95124-6112
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5451 DEL ORO DR, SAN JOSE, CA 95124-6112

Mortgage

Document Number	0024748261
Date	Dec 15, 2020
Instrument	24748261

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5451 DEL ORO DR, SAN JOSE, CA 95124-6112
Document Number	0024251513
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5451 DEL ORO DR SAN JOSE CA 951246112, SAN JOSE, CA 95124-6112

Mortgage

Document Number	0024251513
Date	Aug 12, 2019
Instrument	24251513

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2049

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 21, 2017
Property Address	5451 DEL ORO DR, SAN JOSE, CA 95124-6112
Document Number	0023833541
Instrument Date	Dec 18, 2015
Instrument	23833541
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	5451 DEL ORO DR SAN JOSE CA 951246112, SAN JOSE, CA 95124-6112

Tax Assessment & Valuation

The 2025 property tax bill for 5451 del Oro Dr was $24,319 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	Campbell Union High School District (09 - 12)
Elementary School District	Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,831,898 (+2%) Land $1,465,521 Building $366,377
2025	$24,319.00 Homeowner's exemption	$1,795,980 Land $1,436,786 Building $359,194
2023	$23,212.00 (+2.16%) Homeowner's exemption	$1,726,242 Land $1,380,995 Building $345,247
2022	$22,722.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5451 del Oro Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5451 del Oro Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Ridge Wireless, Sail Internet.

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