San Luis Obispo County property record for 545 Napa Ave, Morro Bay, CA 93442
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 878 sqft · built 1930 |
| Lot Size | 0.1 acres (4,389 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $475,000 (Feb 2016) |
| Tax Bill | $6,120 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-142-010 |
| Primary APN | 066-142-010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 878 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Construction Type | Wood |
| Lot Area | 4,389 sqft (0.1 acres) |
| Terrain | Other |
| Parking Spaces | 1 Parking Space |
| Street Address | 545 NAPA AVE |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-2543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | CY MB TN MORRO BL 10 PTN LT 1 |
| Legal Subdivision | MORRO |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 10602 |
Source: San Luis Obispo County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 607, MORRO BAY, CA 93443-0607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual, Secondary Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2016 · Amount on Record |
| Deed Sale | Feb 5, 2016 · Amount on Record |
| Prior Sale | Oct 31, 2014 |
| Deed Document Number | 2016005330 |
| Record Updated | Jun 7, 2026 |
Source: San Luis Obispo County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,120.00 (+3.66%) Homeowner's exemption | $562,297 (+4.04%) Land $473,516 Building $88,781 |
| 2023 | $5,904.00 (+6.71%) Homeowner's exemption | $540,465 Land $455,130 Building $85,335 |
| 2022 | $5,533.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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