570 Napa Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 570 Napa Ave, Morro Bay, CA 93442

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 2 ba · 940 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$698,000 (Jul 2007)
Tax Bill	$9,132 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2017 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`066-143-011`

Property Details

APN / Parcel Number

Primary APN	`066-143-011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	940 sqft Total Area
Gross Area	1,512 sqft

Exterior

Year Built	Built 1950
Construction Type	Wood
Lot Area	8,712 sqft (0.2 acres)
Terrain	Other
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	570 NAPA AVE
City	MORRO BAY
State	CA
Zip	93442
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R2
Legal Description	CY MB TN MORRO BL 14 LT 7
Legal Subdivision	MORRO
Legal Block	14
Legal Lot Number	7
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1010
Census Tract	10602

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	584 NAPA AVE, MORRO BAY, CA 93442-2255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage DEEPHAVEN MORTGAGE LLC
Jan 31, 2017	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Jan 31, 2017	Intrafamily Transfer, Transfer · Commercial Mortgage RESOURCE LENDERS INC
Jan 31, 2017	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2007 · Amount on Record
Deed Sale	Jul 20, 2007 · Amount on Record
Prior Sale	Jan 31, 2017
Deed Document Number	0000049605
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	570 NAPA AVE, MORRO BAY, CA 93442
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	584 NAPA AVE, MORRO BAY, CA 93442-2255

Mortgage

Document Number	0000014671
Date	Apr 1, 2022
Instrument	2022014671

Lender

Name	DEEPHAVEN MORTGAGE LLC
Address	CHARLOTTE, NC 28277

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 31, 2017
Property Address	570 NAPA AVE, MORRO BAY, CA 93442
Document Number	0000004759
Instrument Date	Jan 24, 2017
Instrument	4759
Transaction Type	Transfer
Record Updated	Feb 17, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1212 2ND ST SAN LUIS OBISPO CA 934021110, SAN LUIS OBISPO, CA 93402-1110

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 31, 2017
Property Address	570 NAPA AVE, MORRO BAY, CA 93442
Document Number	0000004757
Map Reference	RS2 PG11
Instrument Date	Jan 19, 2017
Instrument	2017004757
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 2ND ST, SAN LUIS OBISPO, CA 93402-1110

Mortgage

Document Number	0000004760
Date	Jan 31, 2017
Instrument	2017004760

Lender

Name	RESOURCE LENDERS INC
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 31, 2017
Property Address	570 NAPA AVE, MORRO BAY, CA 93442
Document Number	0000004758
Instrument Date	Jan 19, 2017
Instrument	4758
Transaction Type	Transfer
Record Updated	Feb 17, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1212 2ND ST SAN LUIS OBISPO CA 934021110, SAN LUIS OBISPO, CA 93402-1110

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,132.00 (+2.73%) Homeowner's exemption	$835,596 (+4.04%) Land $574,999 Building $260,597
2023	$8,889.00 (+6.69%)	$803,151 Land $552,672 Building $250,479
2022	$8,332.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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