San Luis Obispo County property record for 532 Napa Ave, #1, Morro Bay, CA 93442
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 480 sqft · built 1949 |
| Lot Size | 0.07 acres (3,050 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Nov 2015) |
| Tax Bill | $4,240 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-144-004 |
| Primary APN | 066-144-004 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 480 sqft Living Area |
| 1st Floor Area | 480 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Construction Type | Wood |
| Lot Area | 3,050 sqft (0.07 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 532 NAPA AVE, 1 |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-2544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | CY MB TN MORRO BL 11 PTN LTS 5 & 6 |
| Legal Subdivision | THE TOWN OF MORRO |
| Legal Block | 11 |
| Legal Lot Number | 5,6 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 10602 |
532 Napa Ave, #1 is owned by two individuals who bought it in November 2015.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 532 NAPA AVE, MORRO BAY, CA 93442-2544 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · Commercial Mortgage ST PETERS BAY THE SEA ESPICOPAL CHURCH |
| Nov 22, 2019 | Quit Claim Deed, Transfer ST PETER'S BY THE SEA EPISCOPA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2015 · Amount on File |
| Deed Sale | Nov 6, 2015 · Amount on File |
| Deed Document Number | 201557089 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 532 NAPA AVE # 1, 1, MORRO BAY, CA 93442-2544 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2025 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 532 AND 532 1 2 NAPA AVENUE, & 532, MORRO BAY, CA 93442 |
| Document Number | 0000033552 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 2025033552 |
| Name | ST PETERS BAY THE SEA ESPICOPAL CHURCH |
|---|---|
| Type | Non-Lending Institution |
| Address | MORRO BAY, CA 93442 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 22, 2019 |
| Property Address | 532 NAPA AVE # 1, 1, MORRO BAY, CA 93442-2544 |
| Document Number | 0000052577 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 52577 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 532 NAPA AVE MORRO BAY CA 934422544, MORRO BAY, CA 93442-2544 |
| Document Number | 52578 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 52578 |
| Name | ST PETER'S BY THE SEA EPISCOPA |
|---|---|
| Address | 545 SHASTA AVE, MORRO BAY, CA 93442-2541 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 532 Napa Ave, #1 was $4,240.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $392,420 (+2%) Land $362,238 Building $30,182 | |
| 2025 | $4,240.00 | $384,727 Land $355,136 Building $29,591 |
| 2023 | $4,093.00 (+6.7%) | $369,790 Land $341,347 Building $28,443 |
| 2022 | $3,836.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 532 Napa Ave, #1 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 532 Napa Ave, #1 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures