532 Napa Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 532 Napa Ave, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 912 sqft · built 1951
Lot Size	0.224 acres (9,768 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Nov 2015)
Tax Bill	$4,892 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`066-144-010`

Property Details

APN / Parcel Number

Primary APN	`066-144-010`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	912 sqft Living Area

Exterior

Year Built	Built 1951
Construction Type	Wood
Lot Area	9,768 sqft (0.224 acres)

Location & Zoning

Street Address	532 NAPA AVE
City	MORRO BAY
State	CA
Zip	93442-2544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CY MB TN MORRO BL 11 PTN LTS 6 & 7
Legal Subdivision	TOWN/MORRO
Legal Block	11
Legal Lot Number	6,7 7
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1035
Census Tract	10602

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	532 NAPA AVE, MORRO BAY, CA 93442-2544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Commercial Mortgage ST PETERS BAY THE SEA ESPICOPAL CHURCH
Nov 22, 2019	Quit Claim Deed, Transfer ST PETER'S BY THE SEA EPISCOPA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2015 · Amount on Record
Deed Sale	Nov 6, 2015 · Amount on Record
Prior Sale	Nov 6, 2015 · Amount on Record
Deed Document Number	0000057089
Last Transfer Date	Nov 22, 2019
Transfer Doc	0000052577
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	532 NAPA AVE, MORRO BAY, CA 93442-2544
Transaction Type	Mortgage
Record Updated	Dec 4, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033552
Date	Oct 31, 2025
Instrument	2025033552

Lender

Name	ST PETERS BAY THE SEA ESPICOPAL CHURCH
Type	Non-Lending Institution
Address	MORRO BAY, CA 93442

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 22, 2019
Property Address	532 NAPA AVE, MORRO BAY, CA 93442-2544
Document Number	0000052577
Instrument Date	Nov 20, 2019
Instrument	52577
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	532 NAPA AVE MORRO BAY CA 934422544, MORRO BAY, CA 93442-2544

Mortgage

Document Number	52578
Date	Nov 22, 2019
Instrument	52578

Lender

Name	ST PETER'S BY THE SEA EPISCOPA
Address	545 SHASTA AVE, MORRO BAY, CA 93442-2541

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,892.00 (+3.6%)	$443,917 (+4.04%) Land $355,136 Building $88,781
2023	$4,722.00 (+6.69%)	$426,682 Land $341,347 Building $85,335
2022	$4,426.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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