Mille Lacs County property record for 545 2nd Ave SE, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 1,104 sqft · built 1916 |
| Lot Size | 0.242 acres (10,577 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,642 (2026) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-280-0310 |
| Primary APN | 21-280-0310 |
|---|
| Building Area | 1,104 sqft Total Area |
|---|
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Lot Area | 10,577 sqft (0.242 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Street Address | 545 2ND AVE SE |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 36 |
| Legal Subdivision | FLINKS ADDITION |
| Legal Block | 45 |
| Legal Lot Number | 11 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 170500 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 545 2ND AVE SE, MILACA, MN 56353-1218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 545 2ND AVE SE, MILACA, MN 56353-1218 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000A434779 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | A434779 |
| Name | FIRST WESTERN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 15, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,642.00 (+11.01%) | $219,300 (+1.43%) Land $36,000 Building $183,300 | $219,300 (+1.43%) Land $36,000 Building $183,300 |
| 2025 | $216,200 (+16.36%) Land $32,000 Building $184,200 | $216,200 (+16.36%) Land $32,000 Building $184,200 | |
| 2023 | $2,380.00 | $185,800 Land $28,000 Building $157,800 | $185,800 Land $28,000 Building $157,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Milaca serves 3,043 people · EPA ID MN1480002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable · Fiber in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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