Mille Lacs County property record for 520 2nd Ave SE, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 880 sqft · built 1915 |
| Lot Size | 0.129 acres (5,650 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Jun 2022) |
| Tax Bill | $1,922 (2026) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-046-0360 |
| Primary APN | 21-046-0360 |
|---|
| Building Area | 880 sqft Living Area |
|---|
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Lot Area | 5,650 sqft (0.129 acres) |
| Deck Area | 288 sqft |
| Street Address | 520 2ND AVE SE |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF LOT 8 BLK 50, BEG AT SE COR, N 49.97 FT, SW'LY TO PT ON W LINE 24.78 FT N OF SW COR, S TO SW COR, E'LY TO PT OF BEG |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 25 |
| Legal Subdivision | FIFTH ADDITION TO MILACA |
| Legal Block | 50 |
| Legal Lot Number | 8 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 170500 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 520 2ND AVE SE, MILACA, MN 56353-1219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA |
| Nov 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jan 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2022 · Amount on Record |
| Deed Sale | Jun 14, 2022 · Amount on Record |
| Prior Sale | May 16, 2022 · Amount on Record |
| Deed Document Number | 2022431740 |
| Prior Transfer Date | Jul 1, 2010 |
| Prior Transfer Doc | A362634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jun 14, 2022 |
| Property Address | 520 2ND AVE SE, MILACA, MN 56353-1219 |
| Document Number | 000A431740 |
| Instrument Date | May 16, 2022 |
| Instrument | A431740 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2022 |
| Title Company | HOME SECURITY ABSTRACT & TIT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $792.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 2ND AVE SE, MILACA, MN 56353-1219 |
| Document Number | 000A431741 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | A431741 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 520 2ND AVE SE, MILACA, MN 56353-1219 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | A427973 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | A427973 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 520 2ND AVE SE, MILACA, MN 56353-1219 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2020 |
| Name | Verified Name |
|---|
| Document Number | A415364 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | A415364 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,922.00 (+12.14%) | $171,100 (+2.27%) Land $36,000 Building $135,100 | $171,100 (+2.27%) Land $36,000 Building $135,100 |
| 2025 | $167,300 (+16.83%) Land $32,000 Building $135,300 | $167,300 (+16.83%) Land $32,000 Building $135,300 | |
| 2023 | $1,714.00 | $143,200 Land $28,000 Building $115,200 | $143,200 Land $28,000 Building $115,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Milaca serves 3,043 people · EPA ID MN1480002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable · Fiber in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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