Mille Lacs County property record for 550 2nd Ave SE, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 1,242 sqft · built 1950 |
| Lot Size | 0.222 acres (9,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $179,900 (Feb 2022) |
| Tax Bill | $3,396 (2026) |
| Deeds & Mortgages | Jun 2018 Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-280-0020 |
| Primary APN | 21-280-0020 |
|---|
| Building Area | 1,242 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 9,680 sqft (0.222 acres) |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 164 sqft |
| Street Address | 550 2ND AVE SE |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 36 |
| Legal Subdivision | FLINKS ADDITION |
| Legal Block | 40 |
| Legal Lot Number | 2 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 170500 |
550 2nd Ave SE is owned and occupied by two individuals who bought it in February 2022.
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 550 2ND AVE SE, MILACA, MN 56353-1219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK MILACA |
| Feb 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE |
| Feb 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE |
| Mar 22, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2022 · Amount on File |
| Deed Sale | Feb 11, 2022 · Amount on File |
| Prior Sale | Feb 11, 2021 · Amount on File |
| Deed Document Number | 2022429818 |
| Prior Transfer Date | Mar 22, 2021 |
| Prior Transfer Doc | 000A423382 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 550 2ND AVE SE, MILACA, MN 56353-1219 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000A406758 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | A406758 |
| Name | FIRST NATIONAL BANK MILACA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 550 2ND AVE SE, MILACA, MN 56353-1219 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000A429820 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | A429820 |
| Name | SUMMIT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Feb 11, 2022 |
| Property Address | 550 2ND AVE SE, MILACA, MN 56353-1219 |
| Document Number | 000A429818 |
| Instrument Date | Feb 4, 2022 |
| Instrument | A429818 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | MINNESOTA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $593.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 550 2ND AVE SE, MILACA, MN 56353-1219 |
| Document Number | 000A429819 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | A429819 |
| Name | SUMMIT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Mar 22, 2021 |
| Property Address | 550 2ND AVE SE, MILACA, MN 56353-1219 |
| Document Number | 000A423382 |
| Instrument Date | Mar 22, 2021 |
| Instrument | A423382 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Tax | $1.65 |
|---|---|
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5620 MEMORIAL AVE N STE E, E, STILLWATER, MN 55082-1052 |
The 2026 property tax bill for 550 2nd Ave SE was $3,396.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,396.00 | $271,600 (+1.68%) Land $36,000 Building $235,600 | $271,600 (+1.68%) Land $36,000 Building $235,600 |
| 2025 | $267,100 Land $32,000 Building $235,100 | $267,100 Land $32,000 Building $235,100 | |
| 2023 | $3,006.00 | $227,500 Land $28,000 Building $199,500 | $227,500 Land $28,000 Building $199,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 550 2nd Ave SE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 550 2nd Ave SE is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Milaca serves 3,043 people · EPA ID MN1480002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable · Fiber in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures