Mille Lacs County property record for 605 2nd Ave SE, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 900 sqft · built 1920 |
| Lot Size | 0.282 acres (12,323 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $212,000 (Feb 2024) |
| Tax Bill | $2,284 (2026) |
| Deeds & Mortgages | Feb 2024 Mortgage Feb 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-280-0270 |
| Primary APN | 21-280-0270 |
|---|
| Building Area | 900 sqft Living Area |
|---|
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 12,323 sqft (0.282 acres) |
| Garage Type | Mixed |
| Garage Area | 712 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Street Address | 605 2ND AVE SE |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | & N 66 FT OF LOT 1 BLK 44 |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 36 |
| Legal Subdivision | FLINKS ADDITION |
| Legal Block | 44 |
| Legal Lot Number | 10 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 170500 |
605 2nd Ave SE is owned and occupied by two individuals who bought it in February 2024.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 605 2ND AVE SE, MILACA, MN 56353-1220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2024 | Deed of Trust, Mortgage · Stand-Alone First Mortgage NEW AMERICAN FUNDING |
| Feb 2, 2024 | Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Apr 14, 2023 | Deed of Trust, Mortgage · Line of Credit BREMER BANK NA |
| Apr 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK |
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2024 · Amount on File |
| Deed Sale | Feb 2, 2024 · Amount on File |
| Deed Document Number | 2024439800 |
| Prior Transfer Date | Oct 3, 2008 |
| Prior Transfer Doc | 352058 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 605 2ND AVE SE, MILACA, MN 56353-1220 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2024 |
| Title Company | LEGACY TITLE |
| Name | Verified Name |
|---|
| Document Number | 000A439803 |
|---|---|
| Date | Feb 2, 2024 |
| Instrument | A439803 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Feb 2, 2024 |
| Property Address | 605 2ND AVE SE, MILACA, MN 56353-1220 |
| Document Number | 000A439800 |
| Instrument Date | Jan 31, 2024 |
| Instrument | A439800 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Title Company | LEGACY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $699.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 605 2ND AVE SE, MILACA, MN 56353-1220 |
| Document Number | 000A439802 |
|---|---|
| Date | Feb 2, 2024 |
| Instrument | A439802 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 605 2ND AVE SE, MILACA, MN 56353-1220 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000A435875 |
|---|---|
| Date | Apr 14, 2023 |
| Instrument | A435875 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 27, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 605 2ND AVE SE, MILACA, MN 56353-1220 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A430745 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | A430745 |
| Name | BREMER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 23, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 605 2ND AVE SE, MILACA, MN 56353-1220 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | A422333 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | A422333 |
| Name | BREMER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 13, 2051 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 605 2nd Ave SE was $2,284, up 10.8% from the year before.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,284.00 (+10.77%) | $194,200 (+1.15%) Land $36,000 Building $158,200 | $194,200 (+1.15%) Land $36,000 Building $158,200 |
| 2025 | $2,062.00 Homeowner's exemption | $192,000 Land $32,000 Building $160,000 | $192,000 Land $32,000 Building $160,000 |
| 2023 | $2,068.00 | $164,800 Land $28,000 Building $136,800 | $164,800 Land $28,000 Building $136,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 605 2nd Ave SE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 605 2nd Ave SE is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Milaca serves 3,043 people · EPA ID MN1480002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable · Fiber in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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