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5408 Saddleback Ct, Lady Lake, FL 32159 Property Records

Lake County property record for 5408 Saddleback Ct, Lady Lake, FL 32159

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,288 sqft · built 1996
Lot Size0.256 acres (11,160 sqft)
OwnerTrust Name on File
Last Sale$145,000 (Jul 2012)
Tax Bill$2,040 (2024)
Deeds & MortgagesJan 2019 Sale
Flood ZoneZone X (minimal risk)
APN13-18-24-0475-00A-00200

Property Details

APN / Parcel Number

Primary APN13-18-24-0475-00A-00200
Alternative APNs
  • 241813047500A00200
  • 3683838

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,288 sqft Living Area
Gross Area2,860 sqft
1st Floor Area2,288 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2023
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area11,160 sqft (0.256 acres)
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchScreened/Unfinished Porch
Porch Area452 sqft
Patio Area184 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3683838
Street Address5408 SADDLEBACK CT
CityLADY LAKE
StateFL
Zip32159-6035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionHARBOR HILLS SADDLEBACK COURT SUB LOT 2 BLK A PB 36 PGS 56-57 ORB 4187 PG 985 ORB 5222 PG 789
Legal Range24E
Legal Township18S
Legal Section13
Legal SubdivisionHARBOR HILLS SADDLEBACK COURT SUB
Legal Tract0475
Legal BlockA
Legal Lot Number2
JurisdictionLAKE FL
Township / Civil DivisionFRUITLAND PARK-LADY LAKE
Census Block Group2
Census Block2013
Census Tract30410

Owner

5408 Saddleback Ct is owner-occupied and held in a trust since July 2012.

Source: Lake County records, as of November 26, 2025

Owner of RecordTrust Name on File
Mailing Address5408 SADDLEBACK CT, LADY LAKE, FL 32159-6035
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2012 · Amount on File
Deed SaleJul 16, 2012 · Amount on File
Prior SaleSep 13, 2011 · Amount on File
Deed Document Number201272886
Deed Book / Page4187 / 985
Prior Transfer DateNov 25, 2011
Prior Transfer Doc0041870979
Record UpdatedSep 20, 2026

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJan 10, 2019
Property Address5408 SADDLEBACK CT, LADY LAKE, FL 32159-6035
Document Number0052220789
Book / Page005222 / 000789
Instrument DateJan 3, 2019
Instrument4187
Transaction TypeTransfer
Record UpdatedJan 24, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address5408 SADDLEBACK CT LADY LAKE FL 321596035, LADY LAKE, FL 32159-6035

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$133,070 (+2.9%)$391,368 (-) Land $80,000 Building $311,368
2025$129,320 Land $80,000 Building $49,320$391,368 Land $80,000 Building $311,368
2024$2,040.00 (+13.84%)
2023$1,792.00 (+16.51%) Homeowner's exemption$122,020 (+3%)$379,897 (+28.38%) Land $80,000 Building $299,897
2022$1,538.00 Homeowner's exemption$118,470$295,912 Land $40,000 Building $255,912

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5408 Saddleback Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5408 Saddleback Ct is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARBOR HILLS - 2 WTPS
public/private · serves 1,219 people · EPA ID FL3354781
Water SourceGroundwater
Last State InspectionJan 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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