5446 2nd St, Waterloo, IL 62298 Property Records

Monroe County property record for 5446 2nd St, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms3 Baths
Year BuiltBuilt 2008
Square Footage1,053 sqft Living Area
Lot Size10,890 sqft (0.25 acres)
OccupancyOwner Occupied
Tax Bill$3,293.00 (2024)

Property Details

APN / Parcel Number

Primary APN11-17-449-025-000
Alternative APN
  • 11170400001900 00

Interior

Bedrooms1 Beds
Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Building Area1,053 sqft Living Area
1st Floor1,053 sqft 1st Floor
Basement Area1,053 sqft Basement
Unfinished Basement1,053 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Construction TypeFrame Construction
Lot Area10,890 sqft (0.25 acres)
Depth X Width140 ft x 80 ft Depth x Width
Deck Area132 sqft Deck
Patio Area120 sqft Patio
Porch Area36 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address5446 2ND ST
CityWATERLOO
StateIL
Zip62298-3916
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 & W/2 LOT 3 BLK 6 - BURKSVILLE STATION 0156581
Legal Range09W
Legal Township03S
Legal Section17
Legal SubdivisionBURKSVILLE STATION
Legal Block6
Legal Lot Number2
JurisdictionMONROE IL
Minor Civil Division8
Census Blockgroup2
Census Block2036
Census Tract600501

Owner

Source: Monroe County records · APN 11-17-449-025-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5446 2ND ST, WATERLOO, IL 62298-3916
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2025Deed of Trust, Mortgage · Conventional Mortgage
STATE BANK
Feb 15, 2023Deed of Trust, Mortgage · Conventional Mortgage
STATE BANK
Apr 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE BANK OF WATERLOO
Oct 21, 2019Deed of Trust, Mortgage
STATE BK/WATERLOO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address5446 2ND ST, WATERLOO, IL 62298-3916
Transaction TypeMortgage
Record UpdatedOct 01, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000439306
DateSep 17, 2025
Instrument439306
Lender
NameSTATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 01, 2045
Interest
Rate TypeFixed Rate
Rate6.88%

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address5446 2ND ST, WATERLOO, IL 62298-3916
Transaction TypeMortgage
Record UpdatedMar 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000427937
DateFeb 15, 2023
Instrument427937
Lender
NameSTATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 15, 2033
Interest
Rate TypeFixed Rate
Rate7.75%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address5446 2ND ST, WATERLOO, IL 62298-3916
Transaction TypeMortgage
Record UpdatedJun 02, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000416648
DateApr 23, 2021
Instrument416648
Lender
NameSTATE BANK OF WATERLOO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueOct 21, 2044
Interest
Rate TypeFixed Rate

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address5446 2ND ST, WATERLOO, IL 62298-3916
Document Number0000404440
Instrument DateOct 21, 2019
Transaction TypeMortgage
Record UpdatedNov 15, 2019
Title CompanyMONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transferred To (Grantee/Buyer)

NameVerified Name
Address5446 2ND ST WATERLOO IL 622983916, WATERLOO, IL 62298-3916

Mortgage

Document Number0000404440
DateOct 30, 2019
Instrument404440
Lender
NameSTATE BK/WATERLOO
TypeBank
AddressWATERLOO, IL 62298
Agreement
AmountAmount Recorded
Term300 Months
DueOct 29, 2044

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$58,070 (+13.84%) Land $2,990 Building $55,080$174,210 (+13.84%) Land $8,970 Building $165,240
2024$3,293.00 (+33.27%)
2022$2,471.00 Additional exemption filed$51,010 Land $2,990 Building $48,020$153,030 Land $8,970 Building $144,060

Nearby Properties on 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number