Monroe County property record for 5459 2nd St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1995 |
| Square Footage | 912 sqft Building Perimeter |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $200,000 (2023) |
| Tax Bill | $1,697.00 (2024) |
| Primary APN | 11-17-449-016-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Building Area | 912 sqft Building Perimeter |
| 1st Floor | 672 sqft 1st Floor |
| Upper Floors | 240 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Frame Construction |
| Lot Area | 10,890 sqft (0.25 acres) |
| Depth X Width | 140 ft x 80 ft Depth x Width |
| Shed | 1 Shed |
|---|---|
| Shed Area | 56 sqft Shed |
| Deck Area | 258 sqft Deck |
| Patio Area | 112 sqft Patio |
| Porch Area | 180 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 5459 2ND ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3917 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLK 4, S/2 VACATED ALLEY & E/2 VACATED OLIVE ST - BURKSVILLE STATION |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 17 |
| Legal Subdivision | NEW DESIGN |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 8 |
| Census Blockgroup | 2 |
| Census Block | 2036 |
| Census Tract | 600501 |
Source: Monroe County records · APN 11-17-449-016-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3312 PRAIRIE HILL RD, BELLEVILLE, IL 62220-5412 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 10, 2024 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 21, 2023 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 07, 2023 | Deed of Trust, Mortgage · Line of Credit STATE BANK |
| Oct 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Jul 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 21, 2023 · Amount on Record |
| Deed Sale | Apr 21, 2023 · Amount on Record |
| Deed Doc Number | 2023428693 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5459 2ND ST, WATERLOO, IL 62298-3917 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000431750 |
|---|---|
| Date | Jan 10, 2024 |
| Instrument | 431750 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 21, 2023 |
| Property Address | 5459 2ND ST, WATERLOO, IL 62298-3917 |
| Document Number | 0000428693 |
| Instrument Date | Apr 20, 2023 |
| Instrument | 428693 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6109 RED BIRD LN, WATERLOO, IL 62298-3545 |
| Name | Verified Name |
|---|---|
| Address | 5459 2ND ST, WATERLOO, IL 62298-3917 |
| Document Number | 0000428694 |
|---|---|
| Date | Apr 21, 2023 |
| Instrument | 428694 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5459 2ND ST, WATERLOO, IL 62298-3917 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000427831 |
|---|---|
| Date | Feb 07, 2023 |
| Instrument | 427831 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 03, 2024 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5459 2ND ST, WATERLOO, IL 62298-3917 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000420177 |
|---|---|
| Date | Oct 06, 2021 |
| Instrument | 420177 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5459 2ND ST, WATERLOO, IL 62298-3917 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000409526 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 409526 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 15, 2030 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $42,350 (+22.05%) Land $2,960 Building $39,390 | $127,050 (+22.05%) Land $8,880 Building $118,170 | |
| 2024 | $1,697.00 | ||
| 2022 | Additional exemption filed | $34,700 Land $2,960 Building $31,740 | $104,100 Land $8,880 Building $95,220 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures