5434 2nd St, Waterloo, IL 62298 Property Records

Monroe County property record for 5434 2nd St, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Architecture Style	Mobile Home
Year Built	Built 2004
Square Footage	1,080 sqft Living Area
Lot Size	17,424 sqft (0.4 acres)
Occupancy	Owner Occupied
Tax Bill	$1,003.00 (2024)

Owner

Source: Monroe County records · APN 11-17-449-023-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5434 2ND ST, WATERLOO, IL 62298-3916
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5434 2ND ST, WATERLOO, IL 62298-3916
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000417301
Date	May 20, 2021
Instrument	417301

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,460 (+28.49%) Land $4,890 Building $23,570	$85,380 (+28.49%) Land $14,670 Building $70,710
2024	$1,003.00
2022	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Additional exemption filed	$22,150 Land $4,890 Building $17,260	$66,450 Land $14,670 Building $51,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`11-17-449-023-000`
Alternative APN	`11170400001800 00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,080 sqft Living Area
1st Floor	1,080 sqft 1st Floor
Basement Area	1,080 sqft Basement
Unfinished Basement	1,080 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile Home Style
Lot Area	17,424 sqft (0.4 acres)
Depth X Width	140 ft x 110 ft Depth x Width
Shed	1 Shed
Shed Area	96 sqft Shed

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	5434 2ND ST
City	WATERLOO
State	IL
Zip	62298-3916
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 4 & 5 BLK 7 & W/2 VACATED PINE ST - BURKSVILLE STATION
Legal Range	09W
Legal Township	03S
Legal Section	17
Legal Subdivision	BURKSVILLE STATION
Legal Block	7
Legal Lot Number	4
Jurisdiction	MONROE IL
Minor Civil Division	8
Census Blockgroup	2
Census Block	2036
Census Tract	600501