5428 2nd St, Waterloo, IL 62298 Property Records

Monroe County property record for 5428 2nd St, Waterloo, IL 62298

Property Summary

Property Type	Mobile Home
Details	2 bd · 3 ba · 1,248 sqft · built 1978
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$54,900 (Apr 2020)
Tax Bill	$1,120 (2024)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-17-449-022-000`

Property Details

APN / Parcel Number

Primary APN	`11-17-449-022-000`
Alternative APN	`11170400001700 00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Mobile Home
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	140 ft deep x 55 ft wide

Exterior Amenities

Porch	Slab
Porch Area	450 sqft
Deck Area	72 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5428 2ND ST
City	WATERLOO
State	IL
Zip	62298-3916
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	MRMH
Legal Description	LOTS 2 & 3 & PART LOT 1 BLK 7 - BURKSVILLE STATION
Legal Range	09W
Legal Township	03S
Legal Section	17
Legal Subdivision	TOWN OF
Legal Block	7
Legal Lot Number	2,3
Jurisdiction	MONROE IL
Township / Civil Division	8
Census Block Group	2
Census Block	2036
Census Tract	600501

Owner

Source: Monroe County assessment roll, as of August 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5428 2ND ST, WATERLOO, IL 62298-3916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 7, 2020 · Amount on Record
Deed Sale	Apr 7, 2020 · Amount on Record
Deed Document Number	2020120
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Apr 7, 2020
Property Address	5428 2ND ST, WATERLOO, IL 62298-3916
Document Number	0000407120
Instrument Date	Apr 2, 2020
Instrument	407120
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5428 2ND ST, WATERLOO, IL 62298-3916

Mortgage

Document Number	0000407121
Date	Apr 7, 2020
Instrument	407121

Lender

Name	21ST MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,470 (+45.84%) Land $4,460 Building $22,010	$79,410 (+45.84%) Land $13,380 Building $66,030
2024	$1,120.00
2022	Additional exemption filed	$18,150 Land $4,460 Building $13,690	$54,450 Land $13,380 Building $41,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
HTC Holding DSL	50 / 10