Hillsborough County property record for 5435 Sandy Shell Dr, Apollo Beach, FL 33572
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,024 sqft · built 2009 |
| Lot Size | 0.326 acres (14,211 sqft) |
| Owner | Company Name on File |
| Last Sale | $620,000 (Jul 2022) |
| Tax Bill | $11,797 (2025) |
| Deeds & Mortgages | Jul 2022 Sale Jul 2017 Second Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 054243-1000 |
| Primary APN | 054243-1000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,024 sqft Living Area |
| Gross Area | 2,926 sqft |
| 1st Floor Area | 2,024 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,211 sqft (0.326 acres) |
| Lot Dimensions | 126 ft deep x 91.7 ft wide |
| Garage Type | Attached |
| Garage Area | 651 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 251 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0542431000 |
|---|---|
| Street Address | 5435 SANDY SHELL DR |
| City | APOLLO BEACH |
| State | FL |
| Zip | 33572-3530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | HARBOUR ISLES PHASE 1 LOT 5 BLOCK 23 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 33 |
| Legal Subdivision | HARBOUR ISLES PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 81P |
| Legal Block | 23 |
| Legal Lot Number | 5 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 14119 |
Source: Hillsborough County records · APN 054243-1000
Assessment roll updated January 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 524 E MIFFLIN ST, LANCASTER, PA 17602-3720 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jul 11, 2022 | Warranty Deed, Transfer UNITED TITLE AFFILIATES INC, UNITED TITLE AFFILIATES |
| Jul 11, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Mar 04, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/TAMPA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 11, 2022 · Amount on Record |
| Deed Sale | Jul 11, 2022 · Amount on Record |
| Prior Sale | Jan 20, 2010 · Amount on Record |
| Deed Document Number | 2022342577 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jul 11, 2022 |
| Property Address | 5435 SANDY SHELL DR, APOLLO BEACH, FL 33572-3530 |
| Document Number | 0000342577 |
| Map Reference | MB 103 PG 122 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 2022342577 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | UNITED TITLE AFFILIATES INC, UNITED TITLE AFFILIATES |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,340.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5435 SANDY SHELL DR, 5435, APOLLO BEACH, FL 33572-3530 |
| Name | Verified Name |
|---|---|
| Address | 524 E MIFFLIN ST, LANCASTER, PA 17602-3720 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5435 SANDY SHELL DR, APOLLO BEACH, FL 33572-3530 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0250791043 |
|---|---|
| Date | Jul 11, 2017 |
| Book Page | 25079/1043 |
| Instrument | 2017271059 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jun 28, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5435 SANDY SHELL DR, APOLLO BEACH, FL 33572-3530 |
| Document Number | 0265390555 |
| Instrument Date | Mar 04, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5435 SANDY SHELL DR APOLLO BEACH FL 335723530, APOLLO BEACH, FL 33572-3530 |
| Document Number | 0265390555 |
|---|---|
| Date | Apr 12, 2019 |
| Book Page | 026539/000555 |
| Instrument | 153005 |
| Name | FIFTH THIRD BK/TAMPA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Hillsborough County records · Assessment roll updated January 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,797.00 (+1.24%) | $458,010 (+4.14%) Land $118,390 Building $339,620 | $458,010 (+4.14%) Land $118,390 Building $339,620 |
| 2024 | $11,652.00 (+4.02%) | ||
| 2023 | $11,202.00 (+78.18%) | $439,783 (+108.14%) Land $118,390 Building $321,393 | $439,783 (+21.96%) Land $118,390 Building $321,393 |
| 2022 | $6,287.00 Homeowner's exemption | $211,292 | $360,594 Land $92,081 Building $268,513 |
Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 410 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 410 in force |
| Nearby Flood Claims | 12 (2020–2025) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 259 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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