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5431 Sandy Shell Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 5431 Sandy Shell Dr, Apollo Beach, FL 33572 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,603 sqft · built 2008
Lot Size0.326 acres (14,211 sqft)
Owner2 Individual Names on File
Last Sale$626,000 (Jul 2022)
Tax Bill$9,168 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN054243-0998

Property Details

APN / Parcel Number

Primary APN054243-0998
Alternative APN
  • U33311981P000023000040

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,603 sqft Living Area
Gross Area3,319 sqft
1st Floor Area2,603 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2016
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,211 sqft (0.326 acres)
Lot Dimensions126 ft deep x 91.7 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area254 sqft
Patio Area154 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0542430998
Street Address5431 SANDY SHELL DR
CityAPOLLO BEACH
StateFL
Zip33572-3530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARBOUR ISLES PHASE 1 LOT 4 BLOCK 23
Legal Range19E
Legal Township31S
Legal Section33
Legal SubdivisionHARBOUR ISLES PHASE 1
Legal Phase1
Legal Tract81P
Legal Block23
Legal Lot Number4
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group2
Census Block2032
Census Tract14119

Owner

Source: Hillsborough County records · APN 054243-0998

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5431 SANDY SHELL DR, APOLLO BEACH, FL 33572-3530
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2022Warranty Deed, Transfer · Conventional Mortgage
SWBC MORTGAGE CORP
Feb 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 21, 2018Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Jul 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 26, 2022 · Amount on Record
Deed SaleJul 26, 2022 · Amount on Record
Prior SaleFeb 26, 2010
Deed Document Number2022368596
Prior Transfer DateAug 02, 2011
Prior Transfer Doc0206810231
Record UpdatedJun 08, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 26, 2022
Property Address5431 SANDY SHELL DR, APOLLO BEACH, FL 33572-3530
Document Number0000368596
Map ReferenceMB 103 PG 122
Instrument DateJul 22, 2022
Instrument2022368596
Transaction TypeTransfer
Record UpdatedAug 08, 2022
Title CompanyUNITY TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,382.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5431 SANDY SHELL DR, 5431, APOLLO BEACH, FL 33572-3530

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5431 SANDY SHELL DR, APOLLO BEACH, FL 33572-3530

Mortgage

Document Number0000368597
DateJul 26, 2022
Instrument2022368597
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5431 SANDY SHELL DR, APOLLO BEACH, FL 33572-3530
Transaction TypeMortgage
Record UpdatedSep 13, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021067027
DateFeb 10, 2021
Instrument2021067027
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term116 Months
DueOct 01, 2030

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5431 SANDY SHELL DR, APOLLO BEACH, FL 33572-3530
Document Number0258140653
Instrument DateMay 21, 2018
Transaction TypeMortgage
Record UpdatedJul 02, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5431 SANDY SHELL DR APOLLO BEACH FL 335723530, APOLLO BEACH, FL 33572-3530

Mortgage

Document Number0258140653
DateJun 05, 2018
Book Page025814/000653
Instrument220249
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 04, 2028
Interest
Rate TypeAdjustable Rate

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5431 SANDY SHELL DR, APOLLO BEACH, FL 33572-3530
Document Number0251210322
Book / Page025121 / 000322
Instrument DateJul 15, 2017
Transaction TypeMortgage
Record UpdatedAug 08, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5431 SANDY SHELL DR APOLLO BEACH FL 335723530, APOLLO BEACH, FL 33572-3530

Mortgage

Document Number0251210322
DateJul 26, 2017
Book Page025121/000322
Instrument296000
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 25, 2032

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,168.00 (+2.92%) Homeowner's exemption Veteran's exemption$358,274 (+5.99%)$436,172 (+4.1%) Land $118,390 Building $317,782
2024$8,908.00 (+2.9%)
2023$8,657.00 (+43.23%) Homeowner's exemption Veteran's exemption$338,036 (+73.36%)$418,977 (+4.29%) Land $118,390 Building $300,587
2022$6,044.00 Homeowner's exemption$194,993$401,753 Land $92,081 Building $309,672

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570141192, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 410 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies410 in force
Nearby Flood Claims12 (2020–2025)
Claims Outside the SFHA5 of 12
Most Recent ClaimOct 2025, rainfall accumulation
Claims By Storm
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Debby, Aug 2024 · 3 claims

Wildfire

Wildfire RiskLow
above 38% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,613 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 259 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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