Hillsborough County property record for 5438 Sandy Shell Dr, Apollo Beach, FL 33572 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,880 sqft Heated Area |
| Lot Size | 10,676 sqft (0.245 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $260,000 (2019) |
| Tax Bill | $7,809.00 (2025) |
| Primary APN | 0542430686 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,880 sqft Heated Area |
| 1st Floor | 1,880 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Contemporary Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,676 sqft (0.245 acres) |
| Depth X Width | 129 ft x 82.8 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 651 sqft Garage |
| Porch | Open Porch |
| Porch Area | 195 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 0542430686 |
|---|---|
| Street Address | 5438 SANDY SHELL DR |
| City | APOLLO BEACH |
| State | FL |
| Zip | 33572-3516 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARBOUR ISLES PHASE 1 LOT 5 BLOCK 8 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 33 |
| Legal Subdivision | HARBOUR ISLES PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 8 |
| Legal Lot Number | 5 |
| Jurisdiction | HILLSBOROUGH FL |
| Minor Civil Division | RUSKIN |
| Census Blockgroup | 2 |
| Census Block | 2026 |
| Census Tract | 14119 |
Source: Hillsborough County records · APN 0542430686
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5438 SANDY SHELL DR, APOLLO BEACH, FL 33572-3516 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FIN INC |
| Aug 15, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NFM LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 15, 2019 · Amount on Record |
| Deed Sale | Aug 15, 2019 · Amount on Record |
| Prior Sale | Feb 15, 2010 · Amount on Record |
| Deed Doc Number | 2019352217 |
| Deed Book / Page | 26872 / 0460 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5438 SANDY SHELL DR, APOLLO BEACH, FL 33572-3516 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 5438 SANDY SHELL DR, APOLLO BEACH, FL 33572-3516 |
| Document Number | 0000257516 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 2022257516 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5438 SANDY SHELL DR, APOLLO BEACH, FL 33572-3516 |
| Document Number | 0000434383 |
| Instrument Date | Oct 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5438 SANDY SHELL DR APOLLO BEACH FL 335723516, APOLLO BEACH, FL 33572-3516 |
| Document Number | 0000434383 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 434383 |
| Name | UNITED FIN INC |
|---|---|
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 19, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Aug 15, 2019 |
| Property Address | 5438 SANDY SHELL DR, APOLLO BEACH, FL 33572-3516 |
| Document Number | 0268720460 |
| Book / Page | 026872 / 000460 |
| Instrument Date | Aug 08, 2019 |
| Instrument | 352217 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2019 |
| Title Company | HILLSBOROUGH TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5438 SANDY SHELL DR APOLLO BEACH FL 335723516, APOLLO BEACH, FL 33572-3516 |
| Document Number | 268720462 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 026872/000462 |
| Instrument | 352218 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 14, 2049 |
Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,809.00 (+5.02%) Homeowner's exemption | $281,349 (+5.99%) | $378,740 (+3.88%) Land $110,497 Building $268,243 |
| 2023 | $7,436.00 (+4.75%) Homeowner's exemption | $265,456 (+3%) | $364,607 (+3.87%) Land $110,497 Building $254,110 |
| 2022 | $7,099.00 Homeowner's exemption | $257,724 | $351,020 Land $85,942 Building $265,078 |
Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Wildfire Risk | Low above 38% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,587 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures