Hillsborough County property record for 5439 Sandy Shell Dr, Apollo Beach, FL 33572
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,517 sqft · built 2009 |
| Lot Size | 0.312 acres (13,595 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $599,900 (Nov 2024) |
| Tax Bill | $11,636 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 054243-1004 |
| Primary APN | 054243-1004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,517 sqft Living Area |
| Gross Area | 4,595 sqft |
| 1st Floor Area | 1,518 sqft |
| Upper Floors Area | 1,999 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,595 sqft (0.312 acres) |
| Lot Dimensions | 126 ft deep x 82.4 ft wide |
| Garage Type | Attached |
| Garage Area | 693 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0542431004 |
|---|---|
| Street Address | 5439 SANDY SHELL DR |
| City | APOLLO BEACH |
| State | FL |
| Zip | 33572-3530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | HARBOUR ISLES PHASE 1 LOT 7 BLOCK 23 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 33 |
| Legal Subdivision | HARBOUR ISLES PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 81P |
| Legal Block | 23 |
| Legal Lot Number | 7 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 14119 |
5439 Sandy Shell Dr is owned by two individuals who bought it in November 2024.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12756 LEMON PEPPER DR, RIVERVIEW, FL 33578-7583 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Jun 27, 2019 | Grant Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2024 · Amount on File |
| Deed Sale | Nov 20, 2024 · Amount on File |
| Prior Sale | Jun 27, 2019 · Amount on File |
| Deed Document Number | 2024482439 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5439 SANDY SHELL DR, APOLLO BEACH, FL 33572-3530 |
| Document Number | 0000416187 |
| Instrument Date | Sep 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5439 SANDY SHELL DR APOLLO BEACH FL 335723530, APOLLO BEACH, FL 33572-3530 |
| Document Number | 0000416187 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 416187 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 7, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 27, 2019 |
| Property Address | 5439 SANDY SHELL DR, APOLLO BEACH, FL 33572-3530 |
| Document Number | 0267390342 |
| Book / Page | 026739 / 000342 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 274051 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2019 |
| Title Company | MAJESTY TITLE SERVICES, MAJESTY TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,506.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5439 SANDY SHELL DR APOLLO BEACH FL 335723530, APOLLO BEACH, FL 33572-3530 |
| Document Number | 267390344 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 026739/000344 |
| Instrument | 274052 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 26, 2049 |
The 2025 property tax bill for 5439 Sandy Shell Dr was $11,636.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $427,905 (-4.75%) Land $107,432 Building $320,473 | $427,905 (-4.75%) Land $107,432 Building $320,473 | |
| 2025 | $11,636.00 | $449,234 Land $107,432 Building $341,802 | $449,234 Land $107,432 Building $341,802 |
| 2023 | $8,017.00 (-16.78%) | $426,121 (+7.74%) Land $107,432 Building $318,689 | $426,121 (+7.74%) Land $107,432 Building $318,689 |
| 2022 | $9,634.00 | $395,522 Land $83,558 Building $311,964 | $395,522 Land $83,558 Building $311,964 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5439 Sandy Shell Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 410 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 410 in force |
| Nearby Flood Claims | 12 (2020–2025) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5439 Sandy Shell Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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