Lubbock County property record for 5434 78th St, Lubbock, TX 79424
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,077 sqft · built 1974 |
| Lot Size | 0.211 acres (9,200 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,493 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Apr 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R65261 |
| Primary APN | R65261 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,077 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,200 sqft (0.211 acres) |
| Lot Dimensions | 115 ft deep x 80 ft wide |
| Garage Area | 506 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5434 78TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79424-2802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0038 |
| Legal Description | FARRAR ESTATES E80'OF L 172 |
| Legal Subdivision | FARRAR ESTATES |
| Legal Lot Number | 1720 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 1713 |
Source: Lubbock County records · APN R65261
Assessment roll updated August 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5434 78TH ST, LUBBOCK, TX 79424-2802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 05, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ACCESS COMMUNITY CU |
| Sep 10, 2018 | Vendor's Lien, Transfer CITY BANK |
| Apr 11, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 27, 2017 | Deed of Trust, Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 26, 2025 |
| Deed Sale | Jun 26, 2025 |
| Deed Document Number | 2025-24799 |
| Prior Transfer Date | Sep 10, 2018 |
| Prior Transfer Doc | 2018034483 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 5434 78TH ST, LUBBOCK, TX 79424-2802 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5434 78TH ST, LUBBOCK, TX 79424-2802 |
| Document Number | 0000000245 |
|---|---|
| Date | Jan 05, 2026 |
| Instrument | 2026000245 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 5434 78TH ST, LUBBOCK, TX 79424-2802 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015411 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 2020015411 |
| Name | ACCESS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | AMARILLO, TX 79109 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2035 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Sep 10, 2018 |
| Property Address | 5434 78TH ST, LUBBOCK, TX 79424-2802 |
| Document Number | 0000034483 |
| Map Reference | VOL1288 PG215 |
| Instrument Date | Sep 07, 2018 |
| Instrument | 2018034483 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6301 87TH ST, 6301, LUBBOCK, TX 79424-5066 |
| Name | Verified Name |
|---|---|
| Address | 5434 78TH ST, LUBBOCK, TX 79424-2802 |
| Document Number | 0000034484 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 2018034484 |
| Name | CITY BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Apr 11, 2018 |
| Property Address | 5434 78TH ST, LUBBOCK, TX 79424-2802 |
| Document Number | 0000012960 |
| Instrument Date | Apr 10, 2018 |
| Instrument | 12960 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5434 78TH ST LUBBOCK TX 794242802, LUBBOCK, TX 79424-2802 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 5434 78TH ST, LUBBOCK, TX 79424-2802 |
| Document Number | 0000011645 |
| Instrument Date | Mar 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5434 78TH ST LUBBOCK TX 794242802, LUBBOCK, TX 79424-2802 |
| Document Number | 0000011645 |
|---|---|
| Date | Apr 04, 2017 |
| Instrument | 11645 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 03, 2032 |
Source: Lubbock County records · Assessment roll updated August 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,493.00 (+0.29%) Homeowner's exemption | $266,057 (+10.74%) Land $12,000 Building $260,519 | $272,519 (+10.57%) Land $12,000 Building $260,519 |
| 2024 | $3,483.00 (-1.67%) | ||
| 2023 | $3,542.00 (-11.09%) Homeowner's exemption | $240,259 Land $12,000 Building $234,467 | $246,467 Land $12,000 Building $234,467 |
| 2022 | $3,984.00 |
Source: FEMA National Flood Hazard Layer, Lubbock County (48303C), as of October 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Metronet Holdings Fiber | 1,000 / 1,000 |
| Optimum Communications Cable | 940 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| JAB Wireless Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 461 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system TX1520002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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