5438 78th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 5438 78th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,076 sqft · built 1974
Lot Size	0.237 acres (10,350 sqft)
Owner	Company Name on File
Tax Bill	$4,221 (2025)
Deeds & Mortgages	Sep 2025 Sale Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R65208`

Property Details

APN / Parcel Number

Primary APN	`R65208`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,076 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	10,350 sqft (0.237 acres)
Lot Dimensions	115 ft deep x 90 ft wide
Garage Area	506 sqft
Storage Building	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5438 78TH ST
City	LUBBOCK
State	TX
Zip	79424-2802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	FARRAR ESTATES L 170 & W5'OF 171
Legal Subdivision	FARRAR ESTATES
Legal Lot Number	1700
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	3
Census Block	3003
Census Tract	1713

Owner

Source: Lubbock County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	5438 78TH ST, LUBBOCK, TX 79424-2802
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Warranty Deed, Transfer
Jul 28, 2020	Vendor's Lien, Transfer · Conventional Mortgage CITY BANK MORTGAGE
Jun 15, 2020	Deed of Trust, Mortgage · Line of Credit LUBBOCK NAT'L BK

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Sep 17, 2025
Deed Sale	Sep 17, 2025
Prior Sale	Jul 28, 2020
Deed Document Number	2025037135
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Sep 17, 2025
Property Address	5438 78TH ST, LUBBOCK, TX 79424-2802
Document Number	0000037135
Map Reference	VOL 748 PG 69
Instrument Date	Sep 17, 2025
Instrument	2025037135
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5418 7TH ST, LUBBOCK, TX 79416-4372

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5438 78TH ST, LUBBOCK, TX 79424-2802

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jul 28, 2020
Property Address	5438 78TH ST, LUBBOCK, TX 79424-2802
Document Number	0000031335
Map Reference	VOL 1288 PG 215
Instrument Date	Jul 27, 2020
Instrument	2020031335
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4614 85TH ST, 4614, LUBBOCK, TX 79424-4132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5438 78TH ST, LUBBOCK, TX 79424-2802

Mortgage

Document Number	0000031336
Date	Jul 28, 2020
Instrument	2020031336

Lender

Name	CITY BANK MORTGAGE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	5438 78TH ST, LUBBOCK, TX 79424-2802
Document Number	0000028173
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5438 78TH ST LUBBOCK TX 794242802, LUBBOCK, TX 79424-2802

Mortgage

Document Number	0000028173
Date	Jul 7, 2020
Instrument	28173

Lender

Name	LUBBOCK NAT'L BK
Type	Bank
Address	LUBBOCK, TX 79423

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 6, 2035

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,221.00 (-10.21%) Homeowner's exemption	$307,196 (+0.24%) Land $13,500 Building $293,696	$307,196 (-2.43%) Land $13,500 Building $293,696
2024	$4,701.00 (-1.49%)
2023	$4,772.00 (-8.27%) Homeowner's exemption	$306,451 Land $13,500 Building $301,350	$314,850 Land $13,500 Building $301,350
2022	$5,202.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Metronet Holdings Fiber	1,000 / 1,000
Optimum Communications Cable	940 / 35
T-Mobile USA Fixed Wireless	100 / 20
JAB Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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