5432 78th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 5432 78th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,124 sqft · built 1974
Lot Size	0.211 acres (9,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,527 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R65316`

Property Details

APN / Parcel Number

Primary APN	`R65316`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,124 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	9,200 sqft (0.211 acres)
Lot Dimensions	115 ft deep x 80 ft wide
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5432 78TH ST
City	LUBBOCK
State	TX
Zip	79424-2802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	FARRAR ESTATES L 173
Legal Subdivision	FARRAR ESTATES
Legal Lot Number	1730
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	3
Census Block	3003
Census Tract	1713

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5432 78TH ST, LUBBOCK, TX 79424-2802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jun 15, 2017	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2015
Deed Sale	Jul 31, 2015
Prior Sale	May 27, 2015
Deed Document Number	2015027866
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	5432 78TH ST, LUBBOCK, TX 79424-2802
Transaction Type	Mortgage
Record Updated	Mar 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5432 78TH ST, LUBBOCK, TX 79424-2802

Mortgage

Document Number	0000008744
Date	Mar 10, 2023
Instrument	2023008744

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	5432 78TH ST, LUBBOCK, TX 79424-2802
Document Number	0000022336
Instrument Date	Jun 15, 2017
Transaction Type	Mortgage
Record Updated	Jul 17, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5432 78TH ST LUBBOCK TX 794242802, LUBBOCK, TX 79424-2802

Mortgage

Document Number	0000022336
Date	Jun 22, 2017
Instrument	22336

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2047

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,527.00 (+0.34%) Homeowner's exemption	$267,963 (+10.75%) Land $12,000 Building $262,483	$274,483 (+10.57%) Land $12,000 Building $262,483
2024	$3,515.00 (-1.62%)
2023	$3,573.00 (-11.01%) Homeowner's exemption	$241,948 Land $12,000 Building $236,235	$248,235 Land $12,000 Building $236,235
2022	$4,015.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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