5427 78th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 5427 78th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,067 sqft · built 1974
Lot Size	0.237 acres (10,350 sqft)
Owner	Individual Name on Record
Tax Bill	$4,554 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R65098`

Property Details

APN / Parcel Number

Primary APN	`R65098`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,067 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,350 sqft (0.237 acres)
Lot Dimensions	115 ft deep x 90 ft wide
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5427 78TH ST
City	LUBBOCK
State	TX
Zip	79424-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	FARRAR ESTATES L 166
Legal Subdivision	FARRAR ESTATES
Legal Lot Number	1660
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	3
Census Block	3004
Census Tract	1713

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5427 78TH ST, LUBBOCK, TX 79424-2801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU
Jun 11, 2019	Vendor's Lien, Transfer · Conventional Mortgage TEXAS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2019
Deed Sale	Jun 11, 2019
Prior Sale	Apr 6, 2015
Deed Document Number	2019021871
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	5427 78TH ST, LUBBOCK, TX 79424-2801
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036270
Date	Jul 19, 2021
Instrument	2021036270

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jun 11, 2019
Property Address	5427 78TH ST, LUBBOCK, TX 79424-2801
Document Number	0000021871
Map Reference	VOL 1288 PG 215
Instrument Date	Jun 4, 2019
Instrument	2019021871
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SERVICES TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5427 78TH ST, LUBBOCK, TX 79424-2801

Mortgage

Document Number	0000021872
Date	Jun 11, 2019
Instrument	2019021872

Lender

Name	TEXAS FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,554.00 (+1.81%) Homeowner's exemption	$326,037 (+10.85%) Land $13,500 Building $320,613	$334,113 (+10.62%) Land $13,500 Building $320,613
2024	$4,473.00 (-1.54%)
2023	$4,543.00 (-8.68%) Homeowner's exemption	$294,117 Land $13,500 Building $288,527	$302,027 Land $13,500 Building $288,527
2022	$4,975.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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