5428 Covered Bridge Ln, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5428 Covered Bridge Ln, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,513 sqft · built 2013
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Owner Names on Record
Last Sale	$208,300 (Jun 2013)
Tax Bill	$2,607 (2024)
Deeds & Mortgages	Aug 2023 Second Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-2N-29-3011-00A00-0150`

Property Details

APN / Parcel Number

Primary APN	`33-2N-29-3011-00A00-0150`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,513 sqft Heated Area
Gross Area	3,826 sqft
1st Floor Area	2,933 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	145 ft deep x 990 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	149 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	332N29301100A000150
Street Address	5428 COVERED BRIDGE LN
City	PACE
State	FL
Zip	32571-6420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PACE MILL CREEK BLK A LOT 15 AS DES IN OR 3260 PG 332 & CORRECTED IN OR 3273 PG 1969
Legal Range	29W
Legal Township	02N
Legal Section	33
Legal Subdivision	PACE MILL CREEK
Legal Block	A
Legal Lot Number	15
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1004
Census Tract	10301

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	5428 COVERED BRIDGE LN, PACE, FL 32571-6420
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GULF WINDS FCU
Aug 31, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2013 · Amount on Record
Deed Sale	Jun 21, 2013 · Amount on Record
Deed Document Number	0032600332
Deed Book / Page	003260 / 000332
Last Transfer Date	Aug 1, 2013
Transfer Doc	0032731969
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5428 COVERED BRIDGE LN, PACE, FL 32571-6420
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5428 COVERED BRIDGE LN, PACE, FL 32571-6420
Investor	Possibly a Property Investor

Mortgage

Document Number	0044281008
Date	Aug 28, 2023
Book Page	4428/1008
Instrument	202339031

Lender

Name	GULF WINDS FCU
Type	Credit Union
Address	PENSACOLA, FL 32534

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Sep 1, 2035

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5428 COVERED BRIDGE LN, PACE, FL 32571-6420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SETCO SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5428 COVERED BRIDGE LN, PACE, FL 32571-6420

Mortgage

Document Number	0039971509
Date	Aug 31, 2020
Book Page	3997/1509
Instrument	202044872

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,607.00 (+4.91%) Homeowner's exemption	$222,567 (+3%)	$321,696 (+6.85%) Land $48,000 Building $273,696
2023	$2,485.00 (+2.52%) Homeowner's exemption	$216,084 (+3%)	$301,062 (+0.55%) Land $42,000 Building $259,062
2022	$2,424.00 Homeowner's exemption	$209,790	$299,415 Land $40,000 Building $259,415

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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