5412 Covered Bridge Ln, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5412 Covered Bridge Ln, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,555 sqft · built 2012
Lot Size	0.479 acres (20,865 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Apr 2025)
Tax Bill	$4,736 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Apr 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-2N-29-3011-00A00-0130`

Property Details

APN / Parcel Number

Primary APN	`33-2N-29-3011-00A00-0130`
Alternative APN	`N29233301100A000130`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,555 sqft Living Area
Gross Area	4,627 sqft
1st Floor Area	2,555 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	20,865 sqft (0.479 acres)
Lot Dimensions	185 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	431 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5412 COVERED BRIDGE LN
City	PACE
State	FL
Zip	32571-6420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PACE MILL CREEK BLK A LT 13 AS DES IN OR 4610 PG 567
Legal Range	29W
Legal Township	2N
Legal Section	33
Legal Subdivision	PACE MILL CREEK/3-A
Legal Block	A
Legal Lot Number	13
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1004
Census Tract	10301

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5412 COVERED BRIDGE LN, MILTON, FL 32571-6420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Apr 30, 2025	Warranty Deed, Transfer · FHA Mortgage AMERIS BANK
Apr 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2025 · Amount on Record
Deed Sale	Apr 30, 2025 · Amount on Record
Prior Sale	Apr 17, 2012 · Amount on Record
Deed Document Number	202518996
Deed Book / Page	4610 / 567
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5412 COVERED BRIDGE LN, PACE, FL 32571-6420
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5412 COVERED BRIDGE LN, PACE, FL 32571-6420

Mortgage

Document Number	0043751393
Date	Mar 15, 2023
Book Page	4375/1393
Instrument	202310866

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 30, 2025
Property Address	5412 COVERED BRIDGE LN, PACE, FL 32571-6420
Document Number	0046100567
Book / Page	4610 / 567
Map Reference	MB 11 PG 31&32
Instrument Date	Apr 24, 2025
Instrument	202518996
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7608 TEN MILE CREEK LN, PACE, FL 32571-9841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5412 COVERED BRIDGE LN, PACE, FL 32571-6420
Investor	Possibly a Property Investor

Mortgage

Document Number	0004610569
Date	Apr 30, 2025
Instrument	4610/569

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5412 COVERED BRIDGE LN, PACE, FL 32571-6420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038201317
Date	Apr 16, 2019
Book Page	3820/1317
Instrument	201915244

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,736.00 (+90.28%)	$364,288 (+74.77%) Land $48,000 Building $316,288	$364,288 (+15%) Land $48,000 Building $316,288
2024	$2,489.00 (+7.98%) Homeowner's exemption	$208,434 (+3%)	$316,779 (+6.99%) Land $48,000 Building $268,779
2023	$2,305.00 (+2.54%) Homeowner's exemption	$202,363 (+3%)	$296,089 (+0.55%) Land $42,000 Building $254,089
2022	$2,248.00 Homeowner's exemption	$196,469	$294,470 Land $40,000 Building $254,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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