5420 Covered Bridge Ln, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5420 Covered Bridge Ln, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,986 sqft · built 2010
Lot Size	0.619 acres (27,007 sqft)
Owner	Individual Name on Record
Last Sale	$242,000 (Jun 2010)
Tax Bill	$2,789 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-2N-29-3011-00A00-0140`

Property Details

APN / Parcel Number

Primary APN	`33-2N-29-3011-00A00-0140`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,986 sqft Heated Area
Gross Area	4,018 sqft
1st Floor Area	3,427 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	27,007 sqft (0.619 acres)
Lot Dimensions	473 ft deep x 570 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	63 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	332N29301100A000140
Street Address	5420 COVERED BRIDGE LN
City	PACE
State	FL
Zip	32571-6420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PACE MILL CREEK BLK A LOT 14 AS DES IN OR 2985 PG 1644
Legal Range	29W
Legal Township	02N
Legal Section	33
Legal Subdivision	PACE MILL CREEK
Legal Block	A
Legal Lot Number	14
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1004
Census Tract	10301

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5420 COVERED BRIDGE LN, PACE, FL 32571-6420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Feb 12, 2018	Deed of Trust, Mortgage · VA Mortgage CAPITAL BK/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2010 · Amount on Record
Deed Sale	Jun 30, 2010 · Amount on Record
Deed Document Number	201021384
Deed Book / Page	2985 / 1644
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5420 COVERED BRIDGE LN, PACE, FL 32571-6420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039411694
Date	Apr 22, 2020
Book Page	3941/1694
Instrument	202018913

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5420 COVERED BRIDGE LN, PACE, FL 32571-6420
Document Number	0037040800
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5420 COVERED BRIDGE LN PACE FL 325716420, PACE, FL 32571-6420

Mortgage

Document Number	0037040800
Date	Feb 23, 2018
Book Page	003704/000800
Instrument	7107

Lender

Name	CAPITAL BK/CA
Type	Bank
Address	ROCKVILLE, MD 20850

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 22, 2038

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,789.00 (+6.05%) Homeowner's exemption Disabled Person's exemption	$239,126 (+3%)	$360,189 (+6.76%) Land $48,000 Building $312,189
2023	$2,630.00 (+2.57%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$232,161 (+3%)	$337,387 (+2.66%) Land $42,000 Building $295,387
2022	$2,564.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$225,399	$328,641 Land $40,000 Building $288,641

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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