5411 Covered Bridge Ln, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5411 Covered Bridge Ln, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,103 sqft · built 2012
Lot Size	0.389 acres (16,988 sqft)
Owner	2 Owner Names on File
Last Sale	$185,100 (Aug 2012)
Tax Bill	$3,733 (2024)
Deeds & Mortgages	Sep 2023 Second Mortgage Mar 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`33-2N-29-3011-00A00-0120`

Property Details

APN / Parcel Number

Primary APN	`33-2N-29-3011-00A00-0120`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,103 sqft Heated Area
Gross Area	3,011 sqft
1st Floor Area	2,543 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	16,988 sqft (0.389 acres)
Lot Dimensions	326 ft deep x 520 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	332N29301100A000120
Street Address	5411 COVERED BRIDGE LN
City	PACE
State	FL
Zip	32571-6420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PACE MILL CREEK BLK A LT 12 AS DES IN OR 3163 PG 716
Legal Range	29W
Legal Township	02N
Legal Section	33
Legal Subdivision	PACE MILL CREEK
Legal Block	A
Legal Lot Number	12
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1004
Census Tract	10301

Owner

The current owner of 5411 Covered Bridge Ln bought it in August 2012.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	2 Owner Names on File
Mailing Address	5411 COVERED BRIDGE LN, PACE, FL 32571-6420
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Mar 2, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Aug 7, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 12, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Feb 12, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jan 8, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Feb 6, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Feb 23, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2012 · Amount on File
Deed Sale	Aug 21, 2012 · Amount on File
Deed Document Number	201235199
Deed Book / Page	3163 / 0716
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5411 COVERED BRIDGE LN, PACE, FL 32571-6420
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5411 COVERED BRIDGE LN, MILTON, FL 32571-6420

Mortgage

Document Number	0044371597
Date	Sep 27, 2023
Book Page	4437/1597
Instrument	202343892

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2043

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5411 COVERED BRIDGE LN, PACE, FL 32571-6420
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040791469
Date	Mar 2, 2021
Book Page	4079/1469
Instrument	202113344

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5411 COVERED BRIDGE LN, PACE, FL 32571-6420
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5411 COVERED BRIDGE LN, MILTON, FL 32571-6420

Mortgage

Document Number	0046451559
Date	Aug 7, 2025
Book Page	4645/1559
Instrument	202536481

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5411 COVERED BRIDGE LN, PACE, FL 32571-6420
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038030284
Date	Feb 12, 2019
Book Page	3803/0284
Instrument	201905376

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5411 COVERED BRIDGE LN, PACE, FL 32571-6420
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038021901
Date	Feb 12, 2019
Book Page	3802/1901
Instrument	201905231

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5411 COVERED BRIDGE LN, PACE, FL 32571-6420
Document Number	0039121153
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5411 COVERED BRIDGE LN PACE FL 325716420, PACE, FL 32571-6420

Mortgage

Document Number	0039121153
Date	Jan 27, 2020
Book Page	003912/001153
Instrument	3852

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5411 COVERED BRIDGE LN, PACE, FL 32571-6420
Document Number	0038022001
Instrument Date	Feb 6, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5411 COVERED BRIDGE LN PACE FL 325716420, PACE, FL 32571-6420

Mortgage

Document Number	0038022001
Date	Feb 12, 2019
Book Page	003802/002001
Instrument	5245

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5411 COVERED BRIDGE LN, PACE, FL 32571-6420
Document Number	0036030123
Book / Page	003603 / 000123
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Mar 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5411 COVERED BRIDGE LN PACE FL 325716420, PACE, FL 32571-6420

Mortgage

Document Number	0036030123
Date	Mar 2, 2017
Book Page	003603/000123
Instrument	8138

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,733.00 (+2.27%)	$284,169 (+7.05%) Land $48,000 Building $236,169	$284,169 (+7.05%) Land $48,000 Building $236,169
2023	$3,650.00 (+4.17%)	$265,459 (+0.63%) Land $42,000 Building $223,459	$265,459 (+0.63%) Land $42,000 Building $223,459
2022	$3,504.00	$263,800	$263,800 Land $40,000 Building $223,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5411 Covered Bridge Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5411 Covered Bridge Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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