542 Windy Willow Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 542 Windy Willow Way, Saint Cloud, FL 34771

Property Summary

Property Type	Vacant Land
Lot Size	0.08 acres (3,484 sqft)
Owner	Individual Name on Record
Last Sale	$389,280 (Jul 2026)
Tax Bill	$4,149 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
APN	`22-25-31-3682-0001-2430`

Property Details

APN / Parcel Number

Primary APN	`22-25-31-3682-0001-2430`
Alternative APN	`253122368200012430`

Exterior

Lot Area	3,484 sqft (0.08 acres)

Location & Zoning

Street Address	542 WINDY WILLOW WAY
City	SAINT CLOUD
State	FL
Zip	34771-8106
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	CROSSINGS PH 2 PB 36 PGS 95-109 LOT 243
Legal Subdivision	CROSSINGS PHASE 2
Legal Lot Number	243
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1053
Census Tract	43700

Owner

Source: Osceola County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	542 WINDY WILLOW WAY, SAINT CLOUD, FL 34771-8106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2026 · Amount on Record
Deed Sale	Jul 27, 2026 · Amount on Record
Deed Document Number	202697206
Deed Book / Page	7009 / 1214
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 27, 2026
Property Address	542 WINDY WILLOW WAY, SAINT CLOUD, FL 34771-8106
Document Number	0000097206
Book / Page	7009 / 1214
Instrument Date	Jul 22, 2026
Instrument	202697206
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$275,220.96
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 WINDY WILLOW WAY, SAINT CLOUD, FL 34771-8106

Mortgage

Document Number	0000097207,
Date	Jul 27, 2026
Instrument	202697207

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,149.00	$11,200 Land $11,200	$11,200 Land $11,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.