551 Windy Willow Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 551 Windy Willow Way, Saint Cloud, FL 34771

Property Summary

Property Type	Vacant Land
Lot Size	0.08 acres (3,484 sqft)
Owner	Individual Name on Record
Last Sale	$372,900 (May 2026)
Tax Bill	$4,149 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
APN	`22-25-31-3682-0001-2780`

Property Details

APN / Parcel Number

Primary APN	`22-25-31-3682-0001-2780`
Alternative APN	`253122368200012780`

Exterior

Lot Area	3,484 sqft (0.08 acres)

Location & Zoning

Street Address	551 WINDY WILLOW WAY
City	SAINT CLOUD
State	FL
Zip	34771-8107
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	CROSSINGS PH 2 PB 36 PGS 95-109 LOT 278
Legal Subdivision	CROSSINGS PHASE 2
Legal Lot Number	278
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1053
Census Tract	43700

Owner

Source: Osceola County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	551 WINDY WILLOW WAY, SAINT CLOUD, FL 34771-8107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Deed Document Number	202661510
Deed Book / Page	6969 / 563
Record Updated	Sep 20, 2026

May 2026: Special Warranty Deed

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 8, 2026
Property Address	551 WINDY WILLOW WAY, SAINT CLOUD, FL 34771-8107
Document Number	0000061510
Book / Page	6969 / 563
Instrument Date	Apr 28, 2026
Instrument	2026.61510
Record Updated	May 20, 2026
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263,640.30
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 WINDY WILLOW WAY, SAINT CLOUD, FL 34771-8107
Investor	Possibly a Property Investor

Mortgage

Document Number	0000061511,
Date	May 8, 2026
Book Page	6969/568
Instrument	2026.61511

Lender

Name	LOGAN FINANCE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,149.00	$11,200 Land $11,200	$11,200 Land $11,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.