550 Windy Willow Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 550 Windy Willow Way, Saint Cloud, FL 34771

Property Summary

Property Type	Vacant Land
Lot Size	0.08 acres (3,484 sqft)
Owner	2 Individual Names on Record
Last Sale	$392,640 (Aug 2026)
Tax Bill	$4,149 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
APN	`22-25-31-3682-0001-2420`

Property Details

APN / Parcel Number

Primary APN	`22-25-31-3682-0001-2420`
Alternative APN	`253122368200012420`

Exterior

Lot Area	3,484 sqft (0.08 acres)

Location & Zoning

Street Address	550 WINDY WILLOW WAY
City	SAINT CLOUD
State	FL
Zip	34771-8106
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	CROSSINGS PH 2 PB 36 PGS 95-109 LOT 242
Legal Subdivision	CROSSINGS PHASE 2
Legal Lot Number	242
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1053
Census Tract	43700

Owner

Source: Osceola County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	550 WINDY WILLOW WAY, SAINT CLOUD, FL 34771-8106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on Record
Deed Sale	Aug 18, 2026 · Amount on Record
Deed Document Number	2026107550
Deed Book / Page	7021 / 1729
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 18, 2026
Property Address	550 WINDY WILLOW WAY, SAINT CLOUD, FL 34771-8106
Document Number	0000107550
Book / Page	7021 / 1729
Instrument Date	Aug 14, 2026
Instrument	2026107550
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 28, 2026
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277,596.48
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 WINDY WILLOW WAY, SAINT CLOUD, FL 34771-8106

Mortgage

Document Number	0000107551,
Date	Aug 18, 2026
Instrument	2026107551

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,149.00	$11,200 Land $11,200	$11,200 Land $11,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.