519 Windy Willow Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 519 Windy Willow Way, Saint Cloud, FL 34771

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$394,720 (Feb 2026)
Tax Bill	$4,149 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
APN	`222531368200012740`

Property Details

APN / Parcel Number

Primary APN	`222531368200012740`

Exterior

Lot Area	3,485 sqft (0.08 acres)

Location & Zoning

Street Address	519 WINDY WILLOW WAY
City	SAINT CLOUD
State	FL
Zip	34771-8107
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	CROSSINGS PH 2 PB 36 PGS 95-109 LOT 274
Legal Phase	2
Legal Lot Number	274
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1053
Census Tract	43700

Owner

Source: Osceola County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	519 WINDY WILLOW WAY, SAINT CLOUD, FL 34771-8107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2026 · Amount on Record
Deed Sale	Feb 16, 2026 · Amount on Record
Deed Document Number	2026021606
Deed Book / Page	6923 / 2587
Record Updated	Jun 8, 2026

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 16, 2026
Property Address	519 WINDY WILLOW WAY, SAINT CLOUD, FL 34771-8107
Document Number	0069232587
Book / Page	6923 / 2587
Map Reference	MB 36 PG 95-109
Instrument Date	Feb 12, 2026
Instrument	2026021606
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,763.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 WINDY WILLOW WAY, SAINT CLOUD, FL 34771-8107

Mortgage

Document Number	0069232592
Date	Feb 16, 2026
Instrument	6923/2592

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,149.00	$11,200 Land $11,200	$11,200 Land $11,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.