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542 Monaco L, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 542 Monaco L, Delray Beach, FL 33446

Property Summary

Property TypeCondominium
Details1 bd · 1.5 ba · 726 sqft · built 1974
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$65,000 (May 2020)
Tax Bill$618 (2025)
Deeds & MortgagesOct 2022 Transfer
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN00-42-46-22-08-012-5420

Property Details

APN / Parcel Number

Primary APN00-42-46-22-08-012-5420

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area726 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleCondo/Apartment
Construction TypeMasonry / Concrete Block
Lot Area43,560 sqft (1 acres)
View / LotParking
PorchEnclosed/Finished Porch
Porch Area108 sqft

Location & Zoning

Street Address542 MONACO L
CityDELRAY BEACH
StateFL
Zip33446-1941
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionKINGS POINT MONACO L COND PAR 542
Legal Range42E
Legal Township46S
Legal Section22
Legal SubdivisionMONACO B THRU P CONDO
Legal Block12
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group1
Census Block1002
Census Tract5939

Owner

542 Monaco L, a condominium, is owned by two individuals who acquired it in October 2022.

Source: Palm Beach County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address180 NE 4TH AVE, 304, DELRAY BEACH, FL 33483-4588
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2022Intrafamily Transfer, Transfer
May 27, 2020Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2020 · Amount on File
Deed SaleMay 27, 2020 · Amount on File
Prior SaleApr 10, 2012 · Amount on File
Deed Document Number2020181072
Deed Book / Page31451 / 193
Last Transfer DateOct 2, 2022
Transfer Doc0339191293
Record UpdatedOct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPALM BEACH FL
Recording DateOct 28, 2022
Property Address542 MONACO L, DELRAY BEACH, FL 33446-1941
Document Number0339191293
Book / Page33919 / 1293
Map ReferenceMB 2333 PG 223
Instrument DateOct 2, 2022
Instrument20220433525
Transaction TypeTransfer
Record UpdatedNov 29, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address542 MONACO L, 542, DELRAY BEACH, FL 33446-1941

Transferred To (Grantee/Buyer)

NameVerified Name
Address542 MONACO L, DELRAY BEACH, FL 33446-1941

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateMay 27, 2020
Property Address542 MONACO L, DELRAY BEACH, FL 33446-1941
Document Number0314510193
Book / Page31451 / 193
Map ReferenceMB 2333 PG 223
Instrument DateApr 21, 2020
Instrument20200181072
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyPERFORMANCE T&E LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$455.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address563 PIEDMONT L, 563, DELRAY BEACH, FL 33484-5026

Transferred To (Grantee/Buyer)

NameVerified Name
Address542 MONACO L, DELRAY BEACH, FL 33446-1941

Mortgage

Document Number0031451196
DateMay 27, 2020
Instrument31451/196
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 542 Monaco L was $618, up 3% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$618.00 (+3%)$54,563$61,582 Building $61,582
2024$600.00 (+2.56%)
2023$585.00 (-10.96%) Homeowner's exemption Widower's exemption$51,481 (+3%)$73,519 (+28.69%) Building $73,519
2022$657.00 Homeowner's exemption Widower's exemption$49,982$57,129 Building $57,129

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 542 Monaco L in Zone X, an area of minimal flood risk, though there have been 62 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 104 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies152 units insured
incl. 48 condo units
Nearby Flood Claims62 (1979–2025)
Claims Outside the SFHA43 of 62
Most Recent ClaimSep 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Wilma, Oct 2005 · 3 claims
  • Hurricane Irene, Oct 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 542 Monaco L is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALM BEACH COUNTY WATER UTILITIES
serves 671,114 people · EPA ID FL4504393
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Blue Stream
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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