538 Monaco L, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 538 Monaco L, Delray Beach, FL 33446

Property Summary

Property Type	Condominium
Details	1 bd · 1.5 ba · 726 sqft · built 1974
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$72,000 (Jan 2026)
Tax Bill	$1,265 (2025)
Deeds & Mortgages	Jan 2026 Sale Oct 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-22-08-012-5380`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-22-08-012-5380`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	726 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Lot Area	43,560 sqft (1 acres)
View / Lot	Parking
Porch	Finished Screened Porch
Porch Area	108 sqft

Location & Zoning

Street Address	538 MONACO L
City	DELRAY BEACH
State	FL
Zip	33446-1942
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	KINGS POINT MONACO L COND PAR 538
Legal Range	42E
Legal Township	46S
Legal Section	22
Legal Subdivision	MONACO B THRU P CONDO
Legal Block	12
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	5940

Owner

Source: Palm Beach County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	538 MONACO L, DELRAY BEACH, FL 33446-1942
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Warranty Deed, Transfer UNKNOWN, GLOBAL PARTNERS STLMTS LLC
Oct 1, 2021	Warranty Deed, Transfer CORPORATE TITLE INC
May 10, 2021	Deed, Transfer
Jun 15, 2018	Grant Deed, Transfer · Conventional with PMI SOUND EQUITY HIGH INCOME DEBT
Feb 21, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2026 · Amount on Record
Deed Sale	Jan 27, 2026 · Amount on Record
Prior Sale	Oct 1, 2021 · Amount on Record
Deed Document Number	202631642
Deed Book / Page	36278 / 1465
Prior Transfer Date	Dec 17, 2014
Prior Transfer Doc	0272391608
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jan 27, 2026
Property Address	538 MONACO L, DELRAY BEACH, FL 33446-1942
Document Number	0362781465
Book / Page	36278 / 1465
Map Reference	MB 2333 PG 223
Instrument Date	Jan 16, 2026
Instrument	20260031642
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	UNKNOWN, GLOBAL PARTNERS STLMTS LLC

Transaction

Amount	Amount Recorded
Tax	$504.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2480 PRESIDENTIAL WAY APT 1202, 1202, WEST PALM BEACH, FL 33401-1357

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 MONACO L, DELRAY BEACH, FL 33446-1942

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Oct 1, 2021
Property Address	538 MONACO L, DELRAY BEACH, FL 33446-1942
Document Number	0329201823
Book / Page	32920 / 1823
Map Reference	MB 2333 PG 223
Instrument Date	Sep 30, 2021
Instrument	20210454066
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	CORPORATE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	919 N MARKET ST STE 950, 919, WILMINGTON, DE 19801-3036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 MONACO L, WEST DELRAY BEACH, FL 33446-1942

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PALM BEACH FL
Recording Date	May 10, 2021
Property Address	538 MONACO L, DELRAY BEACH, FL 33446-1942
Document Number	0324641523
Book / Page	32464 / 1523
Map Reference	MB 2333 PG 223
Instrument Date	Mar 8, 2021
Instrument	20210212417
Transaction Type	Transfer
Record Updated	Aug 1, 2022

Transaction

Amount	Amount Recorded
Tax	$266.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10333 SEMINOLE BLVD STE 12, 12, SEMINOLE, FL 33778-4204

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jun 15, 2018
Property Address	538 MONACO L, DELRAY BEACH, FL 33446-1942
Document Number	0299280135
Book / Page	029928 / 000135
Instrument Date	May 17, 2018
Instrument	233935
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	PREMIUM TITLE INC, PREMIUM TITLE SVC INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.38
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	102 NE 2ND ST #418 BOCA RATON FL 334323908, 418, BOCA RATON, FL 33432-3908

Mortgage

Document Number	299280139
Date	Jun 15, 2018
Book Page	029928/000139
Instrument	233936

Lender

Name	SOUND EQUITY HIGH INCOME DEBT
Address	BELLEVUE, WA 98004

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 21, 2018
Property Address	538 MONACO L, DELRAY BEACH, FL 33446-1942
Document Number	0296610799
Book / Page	029661 / 000799
Instrument Date	Feb 2, 2018
Instrument	64963
Transaction Type	Foreclosure
Record Updated	Mar 7, 2018

Transaction

Amount	Amount Recorded
Tax	$22.40
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,265.00 (+52.59%)	$61,407 (-16.3%)	$61,407 (-16.3%) Building $61,407
2024	$829.00 (+2.6%)
2023	$808.00 (-32.89%) Homeowner's exemption	$73,363 (+28.77%) Building $73,363	$73,363 (+28.77%) Building $73,363
2022	$1,204.00	$56,973 Building $56,973	$56,973 Building $56,973

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (1979–2017)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Blue Stream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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